Mortgage Loan Officer

Dream Finders Homes; Baltimore (MD); Hybrid; USD 70,000 - 120,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401k with company match

PTO

Job summary

Dream Finders Homes is seeking a results-oriented Loan Originator in Maryland to generate new business, manage client relationships, and close loan packages with a high level of service. You will collaborate with loan partners to ensure smooth processing and closing, while maintaining an excellent client experience.

The role requires 3+ years as a mortgage loan originator, MD NMLS licensure, and proficiency with Encompass. Weekend on-call rotation 1-2x/month is expected.

Qualifications

• 3+ years of experience as a mortgage loan originator.
• NMLS licensure in MD.
• Experience with Encompass.
• Willingness to participate in a weekend on-call schedule rotation 1-2x/month.
• Superb relationship, sales, communication, and MS Office skills.
• Understanding of loan program guidelines and various loan types (Conventional, FHA, VA, and down-payment assistance).

Responsibilities

• Collaborate with internal and external partners to move loan transactions through closing.
• Monitor sales pipeline, meet sales SLAs, generate referrals, and create new business opportunities.
• Build personal relationships with clients and explain mortgage products.
• Create mortgage coach presentations for clients (total cost analyses).
• Package files for loan openers/processing staff.
• Lock loans, structure files, and review closing disclosures with clients.

Skills

Relationship building

Sales skills

Communication skills

MS Office

NMLS licensure in MD

Loan originator experience

Education

Bachelor’s degree (preferred)

Tools

Encompass

Job description

Our team is experiencing tremendous growth, and we are looking for a results-oriented Loan Originator who can generate new business and referrals, as well as maintain the excellent relationships we have already established with clients and referral partners. The ideal candidate will be able to assist our team in closing loan packages while maintaining an excellent level of service and communication with our clients. Lending or mortgage industry experience is required. You must have strong organizational skills and superb customer service and communication skills.

Responsibilities

• Collaborate with internal and external partners (e.g. loan officer assistant, loan opener, loan processor, underwriter, referral partners, escrow, title, etc.) on behalf of the applicant as needed to make sure the loan transaction goes through successfully
• Monitor sales pipeline, meet sales expectations/SLAs, get referrals, and generate new business opportunities
• Create personal relationships with clients - offer additional information and answer questions about home mortgage products
• Create and explain mortgage coach presentations for clients (total cost analyses)
• Package files to send to the loan openers/processing staff
• Lock loans, structure files, and review final closing disclosures (CDs) with clients

Minimum Qualifications

• 3+ year of experience as a mortgage loan originator
• Licensure with the NMLS in MD
• Experience with Encompass
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Preferred Qualifications

• Bachelor's degree from an accredited institution
• 3+ years of experience as a mortgage loan originator
• Licensure with the NMLS in MD, and any other states
• Experience with Encompass, Simple Nexus, and Candid
• Willingness and ability to participate in a weekend on-call schedule rotation 1-2x/month
• Superb relationship, sales, communication, and MS Office skills
• Intermediate understanding of loan program guidelines and various types of loans such as Conventional, FHA, VA, and down-payment assistance loans

Benefits

• Medical, dental, and vision insurance
• 401k with a company match
• 12 Days of PTO (prorated based on hire date)
• Company holidays

Benefits Our benefits include: Health Insurance - Medical, Dental & Vision; Vacation & Holidays -- generous PTO & 11 holidays; 401(k) Savings Plan with company match, Employee Wellness and Employee Assistance Programs, Home Purchase Discount for Associates, Pet Insurance.

Location(s)

919 Wise Ave , Baltimore , MD 21222 , United States

Compensation

n/a

Posting Close Date

n/a