Mortgage Loan Officer: Guide Clients to Smart Home Financing

West Capital Lending; Redmond (WA); On-site; USD 70,000 - 110,000; Full time

Job summary

West Capital Lending in Redmond, WA is seeking a motivated Loan Officer who will guide clients through the loan application, evaluate financials, and recommend suitable products. You will work with borrowers to assemble documentation and ensure accurate, compliant submissions.

You will build strong client relationships, clearly explain loan options, terms, and risks, and collaborate with underwriters and processors to achieve timely approvals and closing success.

Qualifications

• Proven experience as a Loan Officer or in a similar role in financial services (minimum of 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills with the ability to build strong relationships with clients.
• Detail-oriented with strong organizational skills and the ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and other loan processing software.
• Loan Officer license (NMLS).

Responsibilities

• Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information.
• Provide expert guidance and advice on available loan products, terms, and eligibility requirements.
• Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms.
• Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process.
• Communicate clearly with clients to explain loan options, repayment terms, and potential risks.
• Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process.
• Maintain a deep understanding of industry regulations, loan policies, and market trends.
• Monitor the progress of loan applications and assist clients with any questions or issues that arise.
• Achieve individual and team sales goals by promoting and closing loan products.

Skills

Communication skills

Interpersonal skills

Detail-oriented

Organizational skills

Credit analysis

Microsoft Office

Tools

Microsoft Office Suite

NMLS compliance systems

Job description

West Capital Lending in Redmond, WA is seeking a motivated Loan Officer who will guide clients through the loan application, evaluate financials, and recommend suitable products. You will work with borrowers to assemble documentation and ensure accurate, compliant submissions.

You will build strong client relationships, clearly explain loan options, terms, and risks, and collaborate with underwriters and processors to achieve timely approvals and closing success.