Mortgage Loan Officer - Client-Focused Financing Expert

West Capital Lending, Inc.; Phoenix (AZ); On-site; USD 60,000 - 90,000; Full time

Job summary

West Capital Lending, Inc. is seeking a motivated Loan Officer to help clients through the loan application process, assess financial backgrounds, and recommend suitable loan products. You will verify documents, explain terms, and ensure compliance with applicable regulations.

You will build strong client relationships, pursue sales goals, and collaborate with underwriters and processors to keep the loan approvals moving smoothly.

Qualifications

• Minimum 1 year of experience as a Loan Officer.
• Knowledge of loan products, underwriting, and regulations.
• Strong communication and interpersonal skills with clients.
• Detail-oriented with strong organizational abilities.
• Ability to assess financial documents and evaluate creditworthiness.
• Proficiency in MS Office and loan processing software.
• NMLS loan officer license.

Responsibilities

• Assess loan applications and determine creditworthiness by reviewing documents.
• Provide guidance on loan products, terms, and eligibility.
• Process applications and obtain documentation, verify data, complete forms.
• Maintain relationships with clients and deliver excellent service.
• Explain loan options, repayment terms, and risks to clients.
• Collaborate with underwriters and processors to expedite approvals.
• Stay updated on regulations, policies, and market trends.
• Support sales goals by promoting and closing loan products.

Skills

Loan products knowledge

Underwriting process

Communication skills

Attention to detail

Credit analysis

MS Office

NMLS license

Tools

Loan processing software

Job description

West Capital Lending, Inc. is seeking a motivated Loan Officer to help clients through the loan application process, assess financial backgrounds, and recommend suitable loan products. You will verify documents, explain terms, and ensure compliance with applicable regulations.

You will build strong client relationships, pursue sales goals, and collaborate with underwriters and processors to keep the loan approvals moving smoothly.