Mortgage Loan Specialist: Guide Clients to Homeownership

West Capital Lending; San Jose (CA); Vor Ort; USD 60.000 - 90.000; Vollzeit

Zusammenfassung

West Capital Lending, based in San Jose, CA, seeks a customer-focused Loan Officer to guide clients through the loan application process, evaluate financial backgrounds, and recommend suitable products. You will verify documents, liaise with underwriters, and ensure compliance with regulations.

The role emphasizes clear communication, relationship building, and achieving sales goals while delivering excellent service from application to closing.

Qualifikationen

• Proven experience as a Loan Officer or in a similar role in financial services (minimum of 1 year).
• Strong knowledge of loan products, underwriting processes, and applicable regulations.
• Excellent communication and interpersonal skills with the ability to build strong relationships with clients.
• Detail-oriented with strong organizational skills and the ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and other loan processing software.
• Loan Officer license (NMLS).

Aufgaben

• Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information.
• Provide expert guidance and advice on available loan products, terms, and eligibility requirements.
• Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms.
• Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process.
• Communicate clearly with clients to explain loan options, repayment terms, and potential risks.
• Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process.
• Maintain a deep understanding of industry regulations, loan policies, and market trends.
• Monitor the progress of loan applications and assist clients with any questions or issues that arise.
• Achieve individual and team sales goals by promoting and closing loan products.

Kenntnisse

Communication skills

Interpersonal skills

Credit analysis

Ausbildung

NMLS License

Tools

Microsoft Office Suite

Loan processing software

Jobbeschreibung

West Capital Lending, based in San Jose, CA, seeks a customer-focused Loan Officer to guide clients through the loan application process, evaluate financial backgrounds, and recommend suitable products. You will verify documents, liaise with underwriters, and ensure compliance with regulations.

The role emphasizes clear communication, relationship building, and achieving sales goals while delivering excellent service from application to closing.