Mortgage Loan Pro | Guide Homebuyers to the Right Loans

West Capital Lending; Irvine (CA); On-site; USD 60,000 - 90,000; Full time

Job summary

West Capital Lending in California is seeking a motivated Loan Officer to guide clients through the loan application process, assess creditworthiness, and present suitable products. You will work with underwriters and processors to manage documentation and ensure regulatory compliance.

You will explain options and terms, help clients navigate the loan journey, and strive to achieve sales goals while delivering excellent service.

Qualifications

• Proven experience as a Loan Officer in financial services (minimum 1 year).
• Strong knowledge of loan products, underwriting, and applicable regulations.
• Excellent communication and interpersonal skills with clients.
• Detail-oriented with strong organizational skills and ability to handle multiple tasks.
• Ability to assess financial documents and analyze creditworthiness.
• Proficient in Microsoft Office Suite and loan processing software.
• Loan Officer license (NMLS).

Responsibilities

• Assess loan applications and determine creditworthiness by reviewing financial documents, credit reports, and other relevant information.
• Provide expert guidance and advice on available loan products, terms, and eligibility requirements.
• Process loan applications, including obtaining necessary documentation, verifying financial data, and ensuring accurate completion of all forms.
• Establish and maintain strong relationships with clients, providing excellent customer service throughout the loan process.
• Communicate clearly with clients to explain loan options, repayment terms, and potential risks.
• Collaborate with underwriters, processors, and other team members to ensure a smooth and efficient loan approval process.
• Maintain a deep understanding of industry regulations, loan policies, and market trends.
• Monitor the progress of loan applications and assist clients with any questions or issues that arise.
• Achieve individual and team sales goals by promoting and closing loan products.

Skills

Communication skills

Interpersonal skills

Credit analysis

Detail oriented

Education

NMLS license

Tools

Microsoft Office Suite

Loan processing software

Job description

West Capital Lending in California is seeking a motivated Loan Officer to guide clients through the loan application process, assess creditworthiness, and present suitable products. You will work with underwriters and processors to manage documentation and ensure regulatory compliance.

You will explain options and terms, help clients navigate the loan journey, and strive to achieve sales goals while delivering excellent service.