Mortgage Loan Officer — Commission-Driven Growth

Regions Bank; Miami (FL); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Tampa, Florida is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain client contact, and market loan products while cross-selling bank services.

Requirements include a high school diploma or GED and one year of mortgage lending experience; a Bachelor's degree is preferred with proven production through referrals.

Qualifications

• High School Diploma or GED required.
• One (1) year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining required documentation.
• Structures loan to comply with lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc.
• Answers customer calls and walk-in customers to discuss loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes steps to correct encroachments and violations.

Skills

Organizational skills

Mortgage products knowledge

Regulatory knowledge

Relationship building

Multi-tasking

MS Office

Sales acumen

Written and verbal communication

Education

High School Diploma or GED

Bachelor's degree

Job description

Regions Bank in Tampa, Florida is seeking a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain client contact, and market loan products while cross-selling bank services.

Requirements include a high school diploma or GED and one year of mortgage lending experience; a Bachelor's degree is preferred with proven production through referrals.