Mortgage Loan Officer — Commission, Growth & Benefits

Regions Bank; Tampa (FL); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

401K with Company Match

Medical, Dental and Vision Benefits

Paid Vacation/Sick Time

Health Savings Account

Parental Leave

Job summary

Regions Bank in Tampa, Florida is seeking a Mortgage Loan Officer to manage the origination of residential loans through a branch network and build relationships with customers.

The role requires completing applications, evaluating loan requests, maintaining customer contact, and cross-selling bank products. Compensation is commission-based with earnings varying by performance and location.

Qualifications

• High school diploma or GED required.
• One year mortgage lending experience with proven production.
• Abundant mortgage experience developing external business via referral partners.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress of loan and obtaining required documentation.
• Structures loan to comply with acceptable lending practices and Federal regulations.
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc., and frequency of contact.
• Answers customer calls and walk-in customers to discuss loan products and qualification information.
• Makes sales calls on potential or existing customers to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations.
• May participate in networking through professional, business and community organizations to promote and market loan products.

Skills

Sales acumen

Communication skills

Microsoft Office

Organizational skills

Mortgage products knowledge

Regulations knowledge

Relationship building

Multi-tasking

Time management

Education

High School Diploma or GED

Bachelor's degree

Tools

MS Office

Job description

Regions Bank in Tampa, Florida is seeking a Mortgage Loan Officer to manage the origination of residential loans through a branch network and build relationships with customers.

The role requires completing applications, evaluating loan requests, maintaining customer contact, and cross-selling bank products. Compensation is commission-based with earnings varying by performance and location.