Mortgage Growth Advisor

Encore Bank; Tampa (FL); Hybrid; USD 70,000 - 100,000; Full time

Job summary

Encore Bank in Tampa, FL seeks a Mortgage Loan Officer responsible for generating new business and delivering superior mortgage services to customers. You will be the primary contact for new and existing mortgage clients, representing the bank at events to build contacts and referrals.

You will evaluate borrowers' financials, determine suitable loan types and terms, ensure compliance notices, coordinate closing, and help borrowers understand affordability and options.

Qualifications

• 5+ years of Mortgage Lending experience.
• Bachelor's degree in Finance or equivalent experience.
• Daily attendance is required during normal business hours; in-person and/or hybrid attendance for meetings may be required.

Responsibilities

• Generate new business in the mortgage loan area, from application to loan closing.
• Conduct loan interviews to obtain information for loan applications and compliance.
• Understand mortgage loan products, programs, and terms available from investors and government agencies (FHA, VA).
• Determine loan suitability based on borrower characteristics and property details.
• Supply required disclosures and notices to customers.
• Submit loan packages to processors for underwriting and final approval.
• Inform customers of loan status and next steps, and schedule closings.
• Maintain knowledge of qualification, compliance, and regulatory requirements for in-house and secondary market products.
• Develop relationships with realtors and network at events to build prospects.

Skills

Mortgage Lending

Sales & Networking

Customer Outreach

Education

Bachelor's degree in Finance (or equivalent)

Job description

Encore Bank in Tampa, FL seeks a Mortgage Loan Officer responsible for generating new business and delivering superior mortgage services to customers. You will be the primary contact for new and existing mortgage clients, representing the bank at events to build contacts and referrals.

You will evaluate borrowers' financials, determine suitable loan types and terms, ensure compliance notices, coordinate closing, and help borrowers understand affordability and options.