Mortgage Loan Officer - Commission-Driven Growth

Regions Bank; Bessemer (AL); On-site; USD 40,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Job summary

Regions Bank is seeking a Mortgage Loan Officer in Birmingham, Alabama to originate residential mortgage loans through the bank's branch network. The role involves completing applications, evaluating credit, and maintaining customer relationships to drive loan production.

The position offers a commission-based compensation structure and requires NMLS registration, with opportunities to develop external business via referrals. Prior mortgage lending experience is valued.

Qualifications

• High School Diploma or GED required.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience in developing external business via referral partners (realtors, builders, financial planners).
• Bachelor's degree preferred.

Responsibilities

• Completes mortgage applications for submission to loan processing and underwriting.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and credit history.
• Maintains contact with loan customers and communicates progress of the loan.
• Structures loan to comply with lending practices and regulations.
• Establishes marketing plan and frequency of contact with potential and existing customers.
• Cross-sells bank products and services.
• Participates in networking to promote loan products.

Skills

Sales acumen

Communication skills

Relationship building

MS Office

Multi-tasking

Education

High School Diploma

Bachelor's degree (preferred)

Job description

Regions Bank is seeking a Mortgage Loan Officer in Birmingham, Alabama to originate residential mortgage loans through the bank's branch network. The role involves completing applications, evaluating credit, and maintaining customer relationships to drive loan production.

The position offers a commission-based compensation structure and requires NMLS registration, with opportunities to develop external business via referrals. Prior mortgage lending experience is valued.