Mortgage Loan Officer — Commission-Based Growth & Client Relationships

Regions Financial Corporation; Birmingham (AL); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Financial Corporation in Birmingham, AL, is seeking a Mortgage Loan Officer to originate residential mortgage loans via our branch network. The role includes completing applications, evaluating requests, and maintaining client relationships to drive production.

The position offers a commission-based plan with earnings potential, and requires NMLS registration and 1 year of mortgage lending experience. Opportunities exist in multiple Alabama cities.

Qualifications

• High School Diploma or GED required.
• One year of mortgage lending experience with proven mortgage production.
• Abundant mortgage experience developing external business via referral partners (realtors, builders, financial planners).

Responsibilities

• Completes mortgage applications for submission to loan processing and underwriting.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress and obtaining required documentation.
• Structures loan to comply with lending practices and Federal regulations.
• Establishes a detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc.
• Answers customer calls and walk-in customers to discuss loan products and qualification information.
• Makes sales calls to develop new business or retain existing business.
• Cross-sells other bank products and services.
• Reads surveys and appraisals, and takes steps to correct encroachments and violations.
• Participates in networking through professional and community organizations to promote loan products.

Skills

Sales acumen

Verbal communication

Written communication

Organization

Multi-tasking

Relationship building

Education

High School Diploma or GED

Bachelor's degree

Tools

Microsoft Office

Job description

Regions Financial Corporation in Birmingham, AL, is seeking a Mortgage Loan Officer to originate residential mortgage loans via our branch network. The role includes completing applications, evaluating requests, and maintaining client relationships to drive production.

The position offers a commission-based plan with earnings potential, and requires NMLS registration and 1 year of mortgage lending experience. Opportunities exist in multiple Alabama cities.