High-Earning Mortgage Loan Officer - Commission Eligible

Regions Bank; Jemison (AL); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Bank in Birmingham, AL seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. The role involves completing applications, evaluating requests, maintaining client contact, and coordinating with processing teams.

The position emphasizes building external referrals and cross-selling bank products. Requires a high school diploma or GED, with mortgage experience preferred; bachelor’s degree is a plus.

Qualifications

• High School Diploma or GED required.
• One year of mortgage lending experience.
• Experience developing external business via referrals (realtors, builders, financial planners) preferred.

Responsibilities

• Completes mortgage applications for submission to processing and underwriting.
• Evaluates loan requests and analyzes financial data for qualification.
• Maintains contact with customers and communicates loan progress.
• Structures loans to comply with lending standards and regulations.
• Develops detailed marketing plans and manages lead generation and follow-ups.

Skills

Organizational skills

Mortgage products knowledge

Agency/investor regulations

Relationship building

Multi-tasking

Microsoft Office

Sales acumen

Communication skills

Local market knowledge

Education

High School Diploma or GED

Bachelor's degree (preferred)

Tools

MS Office

Job description

Regions Bank in Birmingham, AL seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. The role involves completing applications, evaluating requests, maintaining client contact, and coordinating with processing teams.

The position emphasizes building external referrals and cross-selling bank products. Requires a high school diploma or GED, with mortgage experience preferred; bachelor’s degree is a plus.