Residential Mortgage Origination Specialist

Regions Bank; Birmingham (AL); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Commission incentive plan

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Job summary

Regions Bank in Birmingham, Alabama is seeking a Mortgage Loan Officer to originate residential loans through our branch network. You will complete applications, evaluate requests, and maintain customer contact to drive timely approvals.

This commission-based role offers earnings potential tied to performance, with additional benefits and a path to build external business via referrals. A NMLS license and prior mortgage lending experience are preferred.

Qualifications

• High School Diploma or GED required or equivalent.
• Bachelor's degree preferred.
• One year of mortgage lending experience required.

Responsibilities

• Completes mortgage applications for submission to the loan processing and underwriting departments
• Evaluates loan requests, analyze financial data, and determines qualification of collateral and customer credit history
• Maintains contact with loan customer, communicating progress of loan and obtaining any required documentation
• Structures loan to comply with acceptable lending practices and Federal regulations
• Establishes detailed marketing/business plan including names of potential and existing loan customers, realtors, builders, developers, etc and frequency of contact
• Answers customer calls and walk- in customers to discuss various loan products and qualification information
• Makes sales calls on potential or existing customers as established in Regions marketing plan to develop new business or retain existing business
• Cross-sells other bank products and services
• Reads surveys and appraisals, and takes necessary steps to correct encroachments and violations
• May participate in networking through professional, business and community organizations and activities to promote and market loan products

Skills

Mortgage products

Agency regulations

Investor guidelines

Client relationships

Sales acumen

Microsoft Office

Strong communication

Multi-tasking

Time management

Education

Bachelor's degree

High School Diploma or GED

Tools

Microsoft Office

Job description

Regions Bank in Birmingham, Alabama is seeking a Mortgage Loan Officer to originate residential loans through our branch network. You will complete applications, evaluate requests, and maintain customer contact to drive timely approvals.

This commission-based role offers earnings potential tied to performance, with additional benefits and a path to build external business via referrals. A NMLS license and prior mortgage lending experience are preferred.