Mortgage Loan Consultant: Grow Your Book

Regions Bank; Glencoe (AL); Sur place; USD 20 000 - 100 000; Plein temps

Avantages offerts par ce poste

Vacation benefits

401K match

Medical benefits

Disability benefits

Life insurance

Parental leave

Employee assistance program

Volunteer program

Résumé du poste

Regions Bank in Birmingham, Alabama, seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain client contact, and ensure compliance with regulations.

The role includes marketing activities and cross-selling bank products to grow business. Commission-based compensation is common, with total earnings historically ranging widely by location and performance.

Qualifications

• High School Diploma or GED required.
• One year of mortgage lending experience with proven production.
• Abundant mortgage experience in developing external business via referral partners.

Responsabilités

• Completes mortgage applications for submission to loan processing and underwriting departments.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, communicating progress and obtaining documentation.
• Structures loan to comply with lending practices and Federal regulations.
• Develops detailed marketing plans and networks with realtors, builders, and financial planners.
• Answers customer calls and walk-in discussions about loan products and qualification information.
• Cross-sells other bank products and services.
• Reads surveys and appraisals and addresses encroachments/violations.
• Participates in networking to promote loan products.

Connaissances

Sales acumen

Communication (written & verbal)

Microsoft Office

Organizational skills

Mortgage product knowledge

Regulatory knowledge

Relationship building

Multi-tasking

Customer service

Formation

High School Diploma or GED

Bachelor’s degree

Outils

Microsoft Office

Description du poste

Regions Bank in Birmingham, Alabama, seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain client contact, and ensure compliance with regulations.

The role includes marketing activities and cross-selling bank products to grow business. Commission-based compensation is common, with total earnings historically ranging widely by location and performance.