Growth-Focused Mortgage Loan Specialist

Regions Financial Corporation; Auburn (AL); On-site; USD 20,000 - 100,000; Full time

Benefits offered by this job

Paid Vacation/Sick Time

401K with Company Match

Medical, Dental and Vision Benefits

Disability Benefits

Health Savings Account

Flexible Spending Account

Life Insurance

Parental Leave

Employee Assistance Program

Associate Volunteer Program

Job summary

Regions Financial Corporation in Birmingham, Alabama, seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain customer contact, and cross-sell banking products while building relationships with realtors and developers.

This full-time role offers a commission-based pay structure with potential earnings of substantial total compensation, and requires NMLS registration.

Qualifications

• High school diploma or GED required.
• One year of mortgage lending experience with proven production.
• Experience developing external business via referral partners (realtors, builders, financial planners).
• Bachelor’s degree preferred.

Responsibilities

• Completes mortgage applications for submission to loan processing and underwriting.
• Evaluates loan requests, analyzes financial data, and determines qualification of collateral and customer credit history.
• Maintains contact with loan customers, providing progress updates and collecting documentation.
• Structures loan terms to comply with lending practices and regulations.
• Develops detailed marketing plans to generate new business and maintain clients.
• Makes sales calls to promote loan products and services and cross-sell bank offerings.
• Ensures compliance with agency and investor regulations.

Skills

Sales acumen

Communication skills

Microsoft Office

Multi-tasking

Customer relationships

Organization skills

Mortgage products knowledge

Education

High School Diploma or GED

Bachelor's degree

Tools

NMLS knowledge

Loan processing software

Job description

Regions Financial Corporation in Birmingham, Alabama, seeks a Mortgage Loan Officer to originate residential mortgage loans through a branch network. You will complete applications, evaluate requests, maintain customer contact, and cross-sell banking products while building relationships with realtors and developers.

This full-time role offers a commission-based pay structure with potential earnings of substantial total compensation, and requires NMLS registration.