Mortgage Lending Specialist: Client-Focused Home Financing

Citi; San Francisco (CA); Presencial; USD 60.000 - 175.000; Jornada completa

Descripción de la vacante

Citi Bank Retail Mortgage is seeking a Mortgage Lending Officer in San Francisco, CA. The role focuses on originating high-quality residential real estate loans, engaging with clients, real estate agents, and referral partners to drive mortgage business.

Responsibilities include gathering financial data, assessing loan eligibility, and advising clients on suitable lending solutions while maintaining Citi’s standards and regulatory compliance.

Formación

• 2-5 years relevant mortgage experience as stated.
• 3+ years mortgage sales experience required.
• Residential mortgage experience required.
• Established book of business and proven sales capability.
• FHA/VA and conventional loan experience preferred.
• Ability to explain financial calculations and pricing.
• Knowledge of consumer lending laws and RESPA.
• Strong customer service and relationship skills.
• Mortgage loan originator registration with NMLS required.

Responsabilidades

• Consult with customers about their financial situation and lending needs.
• Collect and analyze customer financial information and credit history.
• Assess whether customers and properties qualify for lending solutions.
• Recommend lending solutions meeting customer objectives.
• Advise on risks and benefits of lending options.
• Promote Citi’s lending and services to real estate agents and clients.
• Visit customers outside Citi offices as needed.
• Collaborate with internal partners to support customers.
• Refer customers to other Citi professionals when appropriate.
• Coordinate with operations to ensure smooth loan processing and closing.

Conocimientos

Mortgage sales experience

Residential mortgage experience

Established book of business

Product sales capability

Customer service skills

Relationship development

Communication skills

Regulatory knowledge

Risk awareness

Educación

Bachelor’s/University degree or equivalent experience

Descripción del empleo

Citi Bank Retail Mortgage is seeking a Mortgage Lending Officer in San Francisco, CA. The role focuses on originating high-quality residential real estate loans, engaging with clients, real estate agents, and referral partners to drive mortgage business.

Responsibilities include gathering financial data, assessing loan eligibility, and advising clients on suitable lending solutions while maintaining Citi’s standards and regulatory compliance.