Mortgage Lending Advisor – Home Loans & Client Relationships

Citigroup Inc.; Danville (CA); On-site; USD 60,000 - 175,000; Full time

Job summary

Citigroup Inc. in Danville, California, is seeking a Mortgage Lending Officer to originate high-quality residential real estate loans.

You will consult with clients, collect financial data, assess qualifications, and guide borrowers through the mortgage process, while building relationships with real estate agents and referral partners. The role requires 2–5 years of mortgage sales experience, a Bachelor’s degree or equivalent, and a strong knowledge of lending products and applicable laws.

Qualifications

• 2-5 years relevant experience
• 3+ years mortgage sales experience required
• Residential Mortgage experience required
• Established book of business
• Proven product sales capability
• FHA/VA & conventional loan experience preferred
• Ability to explain financial calculations and pricing
• Knowledge of consumer lending laws and RESPA

Responsibilities

• Consult with customers about financial situation and lending needs.
• Collect and analyze information on income, assets, debts, and credit history.
• Assess if customer and property qualify for a lending solution.
• Recommend suitable lending solutions based on objectives.
• Advise customers on risks and benefits of options.
• Promote Citi’s brand and mortgage services to referral sources.
• Visit customers outside offices to grow mortgage business.
• Coordinate with internal partners to support customers through processes.

Skills

Mortgage sales

Relationship building

Customer service

Lending knowledge

Financial analysis

Education

Bachelor’s degree or equivalent

Job description

Citigroup Inc. in Danville, California, is seeking a Mortgage Lending Officer to originate high-quality residential real estate loans.

You will consult with clients, collect financial data, assess qualifications, and guide borrowers through the mortgage process, while building relationships with real estate agents and referral partners. The role requires 2–5 years of mortgage sales experience, a Bachelor’s degree or equivalent, and a strong knowledge of lending products and applicable laws.