Mortgage Closing Specialist: Detail-Driven & Efficient

State Bank; Glasgow (KY); On-site; USD 42,000 - 62,000; Full time

Job summary

State Bank is seeking a Mortgage Loan Closer in Glasgow, KY to perform final loan reviews, prepare disclosures, and coordinate closing activities. The role requires attention to regulatory compliance and accuracy in preparing closing documents.

Candidates should have a high school diploma; mortgage knowledge and familiarity with Mortgagebot/LaserPro are a plus. This is a full-time, on-site position with a fast-paced office environment.

Qualifications

• High school diploma or equivalent.
• 1 year of mortgage experience preferred but not required.
• Loan compliance knowledge (TRID, HMDA, TIL, ECOA, ATR/QM, HPML, HOEPA, etc.) preferred but not required.
• Basic lending knowledge preferred but not required.
• Mortgagebot and LaserPro experience preferred but not required.
• Multi-tasking ability.
• Strong attention to detail.
• Excellent verbal and written communication skills.
• Ability to perform efficiently at a fast pace while conforming to policies and procedures.
• Team-player mindset and eagerness to help others.
• Experience with Microsoft Word, Excel and Outlook.

Responsibilities

• Perform final review on loans to ensure Bank, regulatory and investor requirements are met.
• Prepare Closing Disclosures and ensure TRID timing requirements are met.
• Prepare closing documents timely and with precision.
• Obtain payoff statements, proof of insurance, employment verifications, and other pre-closing items.
• Confirm third-party fees and payoff amounts are accurately accounted for.
• Use software to calculate escrows and HOEPA/HPML thresholds.
• Calculate final loan-to-value and debt-to-income ratios.
• Ensure all closing conditions are met.
• Coordinate with loan officer and closing agents on closing transactions.
• Disburse loan proceeds to vendors and accounts.
• Sell and deliver loans to investors.
• Stay up-to-date on policies and changes affecting mortgage loans.
• Assist in training mortgage staff as needed.
• Perform other related duties as assigned.

Skills

Multi-tasking

Attention to detail

Verbal and written communication

Team-player mindset

Fast-paced work

Education

High school diploma or equivalent

Tools

Microsoft Word

Excel

Outlook

Job description

State Bank is seeking a Mortgage Loan Closer in Glasgow, KY to perform final loan reviews, prepare disclosures, and coordinate closing activities. The role requires attention to regulatory compliance and accuracy in preparing closing documents.

Candidates should have a high school diploma; mortgage knowledge and familiarity with Mortgagebot/LaserPro are a plus. This is a full-time, on-site position with a fast-paced office environment.