Middle Market Credit Analyst — Underwriting & Portfolio

Truist; McLean (VA); On-site; USD 70,000 - 90,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401k plan

Vacation days

Sick days

Paid holidays

Job summary

Truist in McLean, VA is seeking a Middle Market Credit Delivery Analyst to apply finance, accounting, and credit analysis in a fast-paced environment. You will support senior teammates and develop underwriting skills while navigating internal systems.

The role involves assessing borrowers, preparing memoranda, monitoring portfolios, and contributing to risk management. Strong Excel/PowerPoint and communication skills are essential.

Qualifications

• Bachelor's degree or equivalent combination of education and work experience.
• 0-1+ years of related financial services work experience.
• Proficiency in Microsoft Excel and PowerPoint.
• Solid analytical and communication skills.

Responsibilities

• Perform detailed financial analysis of borrower financial statements, projections, cash flow, leverage, liquidity, and repayment capacity.
• Assess industry trends, business models, competitive dynamics, and key risks impacting borrower performance.
• Prepare credit memoranda presenting transaction structure, risk assessment, mitigants, and clear credit recommendations.
• Conduct periodic financial reviews, covenant testing, risk rating updates, and borrower performance assessments.
• Respond to internal and external information requests related to portfolio accounts and credit transactions.
• Produce portfolio monitoring reports, stress tests, risk dashboards, and credit exposure analyses.
• Assist with ad hoc analyses relating to portfolio trends, industry concentrations, and credit quality metrics.
• Maintain data accuracy across credit systems and reporting tools.

Skills

Bachelor's degree

Financial services exp

Analytical skills

Written and verbal communication

Self-starter

Team-oriented

Interpersonal skills

Time management

Finance and accounting

Excel and PowerPoint

Education

Bachelor's degree or equivalent

Tools

Microsoft Excel

PowerPoint

Job description

Truist in McLean, VA is seeking a Middle Market Credit Delivery Analyst to apply finance, accounting, and credit analysis in a fast-paced environment. You will support senior teammates and develop underwriting skills while navigating internal systems.

The role involves assessing borrowers, preparing memoranda, monitoring portfolios, and contributing to risk management. Strong Excel/PowerPoint and communication skills are essential.