Loan Quality Control Specialist – On-Site, Detail-Driven

FIRST INTERNATIONAL BANK & TRUST; Williston (ND); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

401K Retirement Plan with Employer Mat

Life and Disability Insurance

Generous PTO and Holiday pay

Job summary

First International Bank and Trust in Williston, ND seeks a Loan Quality Control Specialist to review loan documentation, validate data, and support compliant reporting. This on-site role partners with lending and operations teams to reduce errors and improve processes.

A associate degree and 2+ years in loan operations or quality control are preferred, with knowledge of CRA/HMDA and regulatory reporting. Strong analytical skills and attention to detail are essential.

Qualifications

• Associate degree or higher with 2+ years in loan operations, servicing, documentation, or quality control.
• Experience with commercial and/or consumer loan documentation.
• Knowledge of CRA/HMDA regulatory reporting preferred.
• Familiarity with loan lifecycle processes and banking compliance preferred.
• Proficiency with relevant banking systems preferred.

Responsibilities

• Review newly booked commercial and consumer loans for documentation accuracy, completeness, and policy/regulatory compliance.
• Audit loan maintenance requests and verify supporting documentation is complete and accurate.
• Confirm collateral documentation is properly executed, recorded, and perfected.
• Identify exceptions, communicate findings, and follow up on corrective actions.
• Maintain audit records and documentation for reporting, compliance, and examination needs.
• Partner with lending and loan operations teams to reduce errors and improve processes.
• Monitor quality control results to identify trends, training needs, and improvement opportunities.
• Review, validate, and maintain CRA and HMDA data, including loan identification, coding, reconciliation, exception research, and reporting support.

Skills

Analytical thinking

Attention to detail

Issue investigation

Organizational skills

Communication skills

Education

Associate degree in Business, Finance, Accounting, Banking, or related field

Tools

Core banking systems

Loan servicing platforms

Document management systems

Job description

First International Bank and Trust in Williston, ND seeks a Loan Quality Control Specialist to review loan documentation, validate data, and support compliant reporting. This on-site role partners with lending and operations teams to reduce errors and improve processes.

A associate degree and 2+ years in loan operations or quality control are preferred, with knowledge of CRA/HMDA and regulatory reporting. Strong analytical skills and attention to detail are essential.