Loan Quality & Compliance Analyst

FIRST INTERNATIONAL BANK & TRUST; Minot (ND); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

401K Retirement Plan with Employer Mat

Life and Disability Insurance

Generous PTO and Holiday pay

Job summary

First International Bank and Trust is seeking a Loan Quality Control Specialist to support accurate, consistent, and compliant lending operations at our Minot, ND location. The role involves reviewing loan documentation, validating data, and collaborating with lending teams to improve processes and regulatory reporting.

The ideal candidate has experience in loan operations, servicing, documentation, quality control, or compliance and thrives on detailed analytical work impacting loan accuracy

Qualifications

• Associate degree or equivalent in Business, Finance, Accounting, Banking, or related field.
• 2+ years of experience in loan operations, servicing, documentation, processing, or quality control.
• Knowledge of loan lifecycle processes, banking regulations, and compliance.
• Experience with CRA, HMDA, regulatory reporting, or audit-related work is a plus.

Responsibilities

• Review newly booked commercial and consumer loans for documentation accuracy, completeness, and policy/regulatory compliance.
• Audit loan maintenance requests and verify supporting documentation is complete and accurate.
• Confirm collateral documentation is properly executed, recorded, and perfected.
• Identify exceptions, communicate findings, and follow up on corrective actions.
• Maintain audit records and documentation for reporting, compliance, and examination needs.
• Partner with lending and loan operations teams to reduce errors and improve processes.
• Monitor quality control results to identify trends, training needs, and improvement opportunities.
• Review, validate, and maintain CRA and HMDA data, including loan identification, coding, reconciliation, exception research, and reporting support.

Skills

Analytical thinking

Detail oriented

Regulatory awareness

Cross-functional collaboration

Education

Associate degree in Business/Finance/Accounting/Banking

2+ years in loan operations

Tools

Core banking systems

Loan servicing software

Document management systems

Job description

First International Bank and Trust is seeking a Loan Quality Control Specialist to support accurate, consistent, and compliant lending operations at our Minot, ND location. The role involves reviewing loan documentation, validating data, and collaborating with lending teams to improve processes and regulatory reporting.

The ideal candidate has experience in loan operations, servicing, documentation, quality control, or compliance and thrives on detailed analytical work impacting loan accuracy