On-Site Loan Quality Assurance Analyst

FIRST INTERNATIONAL BANK & TRUST; Grand Forks (ND); On-site; USD 52,000 - 78,000; Full time

Benefits offered by this job

401K Retirement Plan with Employer Map

Life and Disability Insurance

Generous PTO and Holiday pay

Job summary

First International Bank and Trust is seeking a Loan Quality Control Specialist to ensure accuracy, compliance, and quality in loan documentation and data. You will review loan files, validate data, and support regulatory reporting while collaborating with lending and operations teams.

The role emphasizes attention to detail, problem solving, and process improvement, with on-site duties at a Grand Forks location. Prior experience in loan operations and CRA/HMDA familiarity are valued.

Qualifications

• Associate degree and 2+ years in loan operations, servicing, documentation, processing, quality control, lending support, compliance, or related banking function.
• Experience with commercial and/or consumer loan documentation.
• Knowledge of CRA, HMDA, regulatory reporting, or audit-related work preferred.
• Proficiency with core banking, loan servicing, document management, or related banking systems.

Responsibilities

• Review newly booked commercial and consumer loans for documentation accuracy, completeness, and policy/regulatory compliance.
• Audit loan maintenance requests and verify supporting documentation is complete and accurate.
• Confirm collateral documentation is properly executed, recorded, and perfected.
• Identify exceptions, communicate findings, and follow up on corrective actions.
• Maintain audit records and documentation for reporting, compliance, and examination needs.
• Partner with lending and loan operations teams to reduce errors and improve processes.
• Monitor quality control results to identify trends, training needs, and improvement opportunities.
• Review, validate, and maintain CRA and HMDA data, including loan identification, coding, reconciliation, exception research, and reporting support.

Skills

Analytical thinking

Attention to detail

Communication skills

Independent work

Cross-team collaboration

Education

Associate degree in Business, Finance, Accounting, Banking, or related field

Tools

Core banking systems

Loan servicing systems

Document management systems

Job description

First International Bank and Trust is seeking a Loan Quality Control Specialist to ensure accuracy, compliance, and quality in loan documentation and data. You will review loan files, validate data, and support regulatory reporting while collaborating with lending and operations teams.

The role emphasizes attention to detail, problem solving, and process improvement, with on-site duties at a Grand Forks location. Prior experience in loan operations and CRA/HMDA familiarity are valued.