Loan Quality & Compliance Analyst

FIRST INTERNATIONAL BANK & TRUST; Bismarck (ND); On-site; USD 55,000 - 77,000; Full time

Benefits offered by this job

401K Retirement Plan with Employer $

Life and Disability Insurance

Generous PTO and Holiday pay

Job summary

First International Bank and Trust is seeking a Loan Quality Control Specialist to support accurate, consistent, and compliant lending operations in Bismarck, ND. This position reviews loan documentation and data, identifying issues and driving process improvements with lending and operations teams.

Ideal candidates will have experience in loan operations, servicing, documentation, quality control, or compliance, with strong analytical and detail-oriented skills.

Qualifications

• Associate degree in Business, Finance, Accounting, Banking, or a related field.
• Two or more years of experience in loan operations, servicing, documentation, processing, quality control, lending support, compliance, or related banking function.
• Experience with commercial and/or consumer loan documentation preferred.
• Knowledge of CRA, HMDA, regulatory reporting or audit-related work preferred.
• Proficiency with core banking, loan servicing, document management, or related banking systems preferred.

Responsibilities

• Review newly booked commercial and consumer loans for documentation accuracy, completeness, and policy/regulatory compliance.
• Audit loan maintenance requests and verify supporting documentation is complete and accurate.
• Confirm collateral documentation is properly executed, recorded, and perfected.
• Identify exceptions, communicate findings, and follow up on corrective actions.
• Maintain audit records and documentation for reporting, compliance, and examination needs.
• Partner with lending and loan operations teams to reduce errors and improve processes.
• Monitor quality control results to identify trends, training needs, and improvement opportunities.
• Review, validate, and maintain CRA and HMDA data, including loan identification, coding, reconciliation, exception research, and reporting support.

Education

Associate degree in Business, Finance, Accounting, Banking, or a related field

Job description

First International Bank and Trust is seeking a Loan Quality Control Specialist to support accurate, consistent, and compliant lending operations in Bismarck, ND. This position reviews loan documentation and data, identifying issues and driving process improvements with lending and operations teams.

Ideal candidates will have experience in loan operations, servicing, documentation, quality control, or compliance, with strong analytical and detail-oriented skills.