Loan Quality Control & Compliance Analyst

FIRST INTERNATIONAL BANK & TRUST; Fargo (ND); On-site; USD 55,000 - 75,000; Full time

Benefits offered by this job

401K Retirement Plan with Employer ~

Life and Disability Insurance

Generous PTO and Holiday pay

Job summary

First International Bank and Trust is seeking a Loan Quality Control Specialist to support accurate and compliant lending operations at our Fargo on-site location. This role reviews loan data, ensures documentation accuracy, and identifies issues to drive process improvements and regulatory reporting reliability.

The position emphasizes collaboration with lending and operations teams, with focus on CRA/HMDA reporting and ongoing quality control initiatives.

Qualifications

• Associate degree in Business, Finance, Accounting, Banking, or related field plus 2+ years in loan ops or related banking role.
• Experience with commercial and/or consumer loan documentation.
• Familiarity with CRA, HMDA, regulatory reporting or audits preferred.

Responsibilities

• Review newly booked commercial and consumer loans for documentation accuracy and compliance.
• Audit loan maintenance requests and verify documentation is complete.
• Confirm collateral documentation is properly executed and perfected.
• Identify exceptions, communicate findings, and follow up on corrective actions.
• Maintain audit records for reporting, compliance, and examinations.
• Partner with lending and loan operations teams to reduce errors and improve processes.
• Monitor quality control results to identify trends and training needs.
• Review CRA and HMDA data, including coding, reconciliation, and reporting support.

Skills

Analytical thinking

Attention to detail

Discrepancy research

Prioritization

Independent & collaborative

Communication

Education

Associate degree in Business/Finance

Tools

Core banking systems

Loan servicing systems

Document management systems

Job description

First International Bank and Trust is seeking a Loan Quality Control Specialist to support accurate and compliant lending operations at our Fargo on-site location. This role reviews loan data, ensures documentation accuracy, and identifies issues to drive process improvements and regulatory reporting reliability.

The position emphasizes collaboration with lending and operations teams, with focus on CRA/HMDA reporting and ongoing quality control initiatives.