Loan Originator: Master the Mortgage Conversation & Close Loans

CCM CrossCountry Mortgage, LLC; Brentwood (NY); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Competitive compensation plan

Robust benefits package including med,

401K and company-provided short-term?\

Employee assistance program

Wellness program

Job summary

CrossCountry Mortgage, LLC is seeking a Loan Originator in Brentwood, NY to convert premium inquiries into loans and counsel borrowers on financing options. You will analyze current rates, negotiate terms, and manage a personal pipeline to meet service and financial goals.

The role requires 3+ years in loan origination, NMLS licensing, and proficiency with Encompass and MS Office. Travel and varying hours may be needed; strong communication and analytical skills are essential.

Qualifications

• 3+ years of loan origination experience in a consumer direct or call center environment.
• Experience collecting and analyzing borrower income.
• Experience proactively soliciting new business.
• Knowledge of retail product philosophy, policy, underwriting, procedures, documentation and systems.
• Experience converting leads and in-bound calls.
• NMLS License under the SAFE Act.
• State Licenses in NY and NJ under the SAFE Act.
• Excellent analytical skills.
• Excellent communication, collaboration and negotiating skills.
• Proficiency in Microsoft Office Suite (Word, Excel, PowerPoint and Outlook).

Responsibilities

• Establish a presence for CCM, including converting incoming leads.
• Analyze current rates and programs to provide accurate and timely information to borrowers.
• Negotiate terms and conditions with borrowers.
• Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications by phone.
• Manage personal pipeline to ensure service standards and financial goals are met.
• Learn various borrowing programs and processes and stay current with changes and new products.
• Learn and utilize various in-house technical systems and programs.
• Evaluate credit requests and determine trends in a given marketplace.
• Comply with all applicable federal and state compliance guidelines relative to the position.
• Available to work varying hours and overtime if needed.
• Available to travel and attend events as necessary.

Skills

3+ years loan origination experience

Encompass experience

Analyzing borrower income

Soliciting new business

Retail product philosophy & policies

Converting leads & inbound calls

NMLS license under SAFE Act

State licenses NY & NJ under SAFE Act

Analytical skills

Communication & negotiation skills

MS Office Suite proficiency

Tools

Encompass

Microsoft Office Suite

Job description

CrossCountry Mortgage, LLC is seeking a Loan Originator in Brentwood, NY to convert premium inquiries into loans and counsel borrowers on financing options. You will analyze current rates, negotiate terms, and manage a personal pipeline to meet service and financial goals.

The role requires 3+ years in loan origination, NMLS licensing, and proficiency with Encompass and MS Office. Travel and varying hours may be needed; strong communication and analytical skills are essential.