Loan Operations Auditor: Compliance & Documentation Pro

BankPlus; Ridgeland (MS); On-site; USD 45,000 - 65,000; Full time

Job summary

BankPlus in Ridgeland, MS is seeking a Loan Auditor to review and audit commercial and consumer loans for compliance with bank policy and federal regulations. The role involves auditing loan documents, disclosures, and supporting materials across all loan types, ensuring accuracy and consistency in the process.

The candidate will load and track exceptions, communicate with branches, maintain promissory note records, and support internal/external audits.

Qualifications

• Auditing loan documentation and disclosures per policy and regulations.
• Familiar with bank policy and federal regulations.
• Proficient in documenting and tracking exceptions.

Responsibilities

• Audit loan documentation, supporting documents and disclosures on all loans based on established guidelines and policies.
• Ensure loans are audited with accuracy and consistency.
• Perform a system check-back of loans to ensure loans are loaded correctly.
• Load exceptions to policy and regulatory compliance into exception tracking system.
• Communicate with branch personnel regarding loan documentation, exceptions and trailing documents.
• Maintain accurate database for retention of original promissory notes.
• Perform back-up duties for other areas in the department as required.
• Assist with Special Projects and/or Internal/External audits as needed.
• Provide support to Senior Loan Auditor and Insurance Services.
• Ability to work independently to ensure reports are reviewed and processed in a timely manner.
• Ability to prioritize daily workload while performing multiple tasks.
• Ensure Promissory Notes are properly logged and monitored.
• Maintain a thorough knowledge of Bank products, services, policies, procedures, and appropriate regulatory issues as related to daily job functions including but not limited to: Bank Secrecy Act; Privacy Act; Fair Lending Act; Regulation E, etc. Complete required compliance training and adhere to the Bank’s standard of Conduct.
• Participation in the bank’s High-Performance Rewards Connections program.
• Make referrals to the Mortgage Center and Wealth Management.

Skills

Loan auditing

Regulatory compliance

Attention to detail

Microsoft Excel

Education

Bachelor's degree

Tools

Microsoft Office

Excel

Word

Outlook

Job description

BankPlus in Ridgeland, MS is seeking a Loan Auditor to review and audit commercial and consumer loans for compliance with bank policy and federal regulations. The role involves auditing loan documents, disclosures, and supporting materials across all loan types, ensuring accuracy and consistency in the process.

The candidate will load and track exceptions, communicate with branches, maintain promissory note records, and support internal/external audits.