Loan Officer

Creative Lending USA; Minneapolis (MN); On-site; USD 55,000 - 90,000; Full time

Job summary

Creative Lending USA is hiring a Loan Officer to manage the full loan origination process, from prospecting to closing. You will work with underwriting teams, analyze borrower qualifications, and recommend suitable lending products to clients.

The role requires a strong finance background, excellent communication, and a commitment to top-tier customer service. You will build relationships, ensure accurate documentation, and stay current with lending guidelines and internal policies.

Qualifications

• Experience in loan origination and working as a Loan Officer.
• Strong foundation in finance including credit, cash flow, and real estate or business lending.
• Knowledge of underwriting principles and ability to review documentation.
• Commitment to high-quality customer service and client relationship management.
• Excellent communication, negotiation, and interpersonal skills.
• Detail-oriented with strong organizational and time-management abilities.
• Proficiency with lending software, CRM tools, and standard office applications.
• Associate or bachelor’s degree in finance, business, or a related field preferred; relevant experience considered.

Responsibilities

• Manage end-to-end loan origination, from prospecting to recommending lending products.
• Collaborate with underwriting teams and ensure accurate documentation.
• Guide clients through approvals and closing.
• Maintain relationships with clients and provide responsive service.
• Stay current on lending guidelines, market trends, and internal policies.

Skills

Loan origination experience

Finance knowledge

Underwriting principles

Customer service

Communication skills

Negotiation skills

Detail-oriented

CRM tools

Education

Bachelor’s degree in finance or business

Tools

Lending software

CRM tools

Office applications

Job description

Company Description

Creative Lending USA is a direct capital partner serving real estate investors and U.S. businesses. The company offers a diverse range of financing solutions, including DSCR rentals, fix-and-flip loans, SBA loans, merchant cash advances (MCA), and lines of credit. Local investors, foreign nationals, and business operators are matched with programs tailored to their specific needs and investment strategies. Creative Lending USA focuses on flexible, efficient lending options that help clients grow and manage their portfolios.

Role Description

The Loan Officer role at Creative Lending USA is a commissin base part or full time job .. The Loan Officer will manage the end-to-end loan origination process, including prospecting, gathering client financial information, analyzing borrower qualifications, and recommending appropriate lending products. This role involves collaborating with underwriting teams, ensuring accurate documentation, and guiding clients through approvals and closing. The Loan Officer will maintain strong relationships with clients, provide responsive customer service, and stay current on lending guidelines, market trends, and internal policies.

Qualifications

• Demonstrated experience in loan origination and working in a Loan Officer capacity.
• Strong foundation in finance, including understanding of credit, cash flow, and real estate or business lending.
• Knowledge of underwriting principles and ability to review adocumentation.
• Commitment to high-quality customer service and client relationship management.
• Excellent communication, negotiation, and interpersonal skills.
• Detail-oriented with strong organizational and time-management abilities.
• Proficiency with lending software, CRM tools, and standard office applications.
• Associate or bachelor’s degree in finance, business, or a related field preferred; relevant experience considered.