Loan Officer

Cornerstone Capital Bank; Colorado Springs (CO); On-site; USD 60,000 - 80,000; Full time

Benefits offered by this job

Competitive salary

Full benefits package

Performance-based bonuses

Job summary

Cornerstone Capital Bank is seeking an experienced Licensed Loan Officer who will bring enthusiasm and attention to detail to our team. The role requires managing client relationships and providing exceptional customer service while promoting loan products.

Successful candidates must have a minimum of 2 years of experience in the mortgage industry and possess strong communication and analytical skills. The position includes a competitive salary and comprehensive benefits package, making it an attractive opportunity for the right individual.

Qualifications

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan processes.
• Must be appropriately licensed (or able to gain license within 60 days).
• Excellent communication skills required.

Responsibilities

• Provide excellent customer service.
• Manage client relationships and identify client service and sales needs.
• Conduct interviews with prospective borrowers to analyze financial data.
• Marketing and selling Company loan products.
• Negotiate rates and terms.

Skills

Customer service

Time management

Strong organization

Analytical skills

Communication skills

Education

Bachelor's degree or equivalent

Job description

We are looking for an experienced Licensed Loan Officer, who will bring enthusiasm, attention to detail, and a servant heart to our team of top-tier mortgage professionals. This professional will work in a tight-knit, goal-oriented team where our Customers and Referral Partners can rely on them to ensure an accurate and timely closing process. The Licensed Loan Officer's primary function is the promotion and sale of Company loan products and services to potential customers.

What you'll do

• Provide excellent customer service
• Manage client relationships and identify client service and sales needs
• Respond to customer inquiries and referrals that are generated from your contacts
• Conduct interviews with prospective borrowers in order to analyze financial and credit data
• Marketing, promoting, and selling Company's loan products
• Negotiate rates and terms
• Define and manage customer loan process expectations
• Monitor and manage workflow to ensure timely closing
• Maintain product knowledge and stay up to date on changes to market conditions
• Comply with all applicable laws and regulations released to residential mortgage lending

What you'll need to be successful

Success in this job relies on your time management skills, organization, and positive attitude. In addition, you'll need the following qualifications:

• Minimum 2 years of experience in the mortgage industry with a clear understanding of residential mortgage loan process from application through fulfillment -or- Bachelor's degree or equivalent preferred
• Must be appropriately licensed (or be able to gain license within 60 days of start date) by the applicable regulator in each state in which he/she does licensee activities
• Excellent communication skills required
• Strong organizational, problem-solving, and analytical skills required

What we offer

Because we recognize and reward hard work, we offer a competitive salary, full benefits package, and a potential for a performance-based bonus dependent upon position/department.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.