Loan Officer

Home Choice Lending; Bedford (NH); On-site; USD 60,000 - 90,000; Full time

Job summary

Home Choice Lending in Bedford, NH, is seeking a full-time Loan Officer to originate and process loan applications on-site. You will gather documentation, coordinate with underwriting, and ensure compliance with lending regulations and internal policies.

You will maintain strong client relationships, communicate effectively with applicants, and manage a loan pipeline while pursuing growth opportunities within a regulated lending environment.

Qualifications

• Demonstrated experience as a Loan Officer with a strong understanding of loan origination processes.
• Solid knowledge of finance principles and lending regulations relevant to residential mortgage products.
• Experience working with underwriting teams and familiarity with documentation and risk assessment procedures.
• Strong customer service skills, including clear communication, active listening, and relationship building.
• Ability to manage multiple loan files, prioritize tasks, and meet deadlines in a fast-paced environment.
• Proficiency with loan origination systems and general office software (e.g., CRM tools, spreadsheets).
• High level of integrity, attention to detail, and commitment to regulatory compliance.
• Relevant state licensing and NMLS registration, or eligibility to obtain these credentials.
• Associate or bachelor’s degree in business, finance, or a related field preferred, or equivalent practical experience.

Responsibilities

• Originating and processing loan applications.
• GATHERING and reviewing documentation.
• Coordinating with underwriting and ensuring compliance with lending regulations and company policies.
• Providing clear, timely communication to applicants and maintaining strong customer relationships.
• Working with internal teams to ensure smooth loan closings.
• Managing a pipeline of clients and following up on leads to grow the business.

Skills

Loan origination

Customer service

Communication

Multitasking

CRM tools

Regulatory compliance

NMLS licensing

Attention to detail

Time management

Documentation review

Education

Associate or bachelor’s degree in business/finance

Tools

CRM systems

Spreadsheets

Office software

Job description

Company Description

Home Choice Lending is a mortgage lending company headquartered at 337 Route 101, Bedford, NH 03110, United States. The company operates under NMLS #1831650 MBR and is licensed to serve clients in New Hampshire, Maine, Massachusetts, and Florida. Home Choice Lending focuses on providing accessible and transparent home financing options tailored to individual borrower needs. Team members benefit from working in a regulated, professional environment with opportunities to support borrowers across multiple states.

Role Description

The Loan Officer role is a full-time, on-site position based in Bedford, NH. The Loan Officer will meet with prospective borrowers, evaluate their financial profiles, and recommend appropriate loan products. Daily responsibilities include originating and processing loan applications, gathering and reviewing documentation, coordinating with underwriting, and ensuring compliance with lending regulations and company policies. The role also involves providing clear, timely communication to applicants, maintaining strong customer relationships, and working closely with internal teams to ensure smooth and efficient loan closings. Loan Officers are expected to manage a pipeline of clients, follow up on leads, and contribute to the overall growth of the lending business.

Qualifications

• Demonstrated experience as a Loan Officer with a strong understanding of loan origination processes.
• Solid knowledge of finance principles and lending regulations relevant to residential mortgage products.
• Experience working with underwriting teams and familiarity with documentation and risk assessment procedures.
• Strong customer service skills, including clear communication, active listening, and relationship building.
• Ability to manage multiple loan files, prioritize tasks, and meet deadlines in a fast-paced environment.
• Proficiency with loan origination systems and general office software (e.g., CRM tools, spreadsheets).
• High level of integrity, attention to detail, and commitment to regulatory compliance.
• Relevant state licensing and NMLS registration, or eligibility to obtain these credentials.
• Associate or bachelor’s degree in business, finance, or a related field preferred, or equivalent practical experience.