Loan Officer

Modern Mortgage Financial, LLC; Farmington Hills (MI); On-site; USD 60,000 - 90,000; Full time

Job summary

Modern Mortgage Financial, LLC in Farmington Hills, MI seeks a full-time Loan Officer to guide clients through the mortgage process, assess financial profiles, explain loan options, and recommend products. You will originate new loans, collect documentation, and coordinate with underwriting and processing teams to ensure accurate submissions.

You will maintain proactive client communication, provide status updates, support a smooth closing, build referral partner relationships, and keep precise

Qualifications

• Demonstrated experience in loan origination and working as a Loan Officer.
• Knowledge of finance principles and underwriting practices, including income analysis, credit review, and risk assessment.
• Strong customer service skills, with the ability to communicate clearly, manage expectations, and provide guidance throughout the loan process.
• Ability to collaborate effectively with underwriting, processing, and closing teams to ensure timely and accurate loan delivery.
• Familiarity with mortgage regulations, compliance requirements, and Equal Housing Opportunity standards.
• Proficiency with loan origination systems and standard office software tools.
• Excellent organizational skills, attention to detail, and the ability to manage multiple files and deadlines.
• Current or eligible mortgage loan originator licensing as required by applicable state and federal regulations.

Responsibilities

• Originating new loans and collecting and reviewing documentation.
• Collaborating with underwriting and processing teams to ensure regulatory and company requirements are met.
• Maintaining consistent communication with clients, providing status updates, and supporting a smooth closing process.
• Building relationships with referral partners and maintaining accurate records in internal systems.
• Meeting performance and compliance standards.

Skills

Loan origination

Customer service

Communication

Collaboration with underwriting/flow

Attention to detail

Education

High school diploma

Associate or Bachelor’s degree in finance or business (beneficial)

Tools

Loan origination systems

Office software

Job description

Company Description

Modern Mortgage Financial, LLC (NMLS ID #2060573) is a licensed mortgage company committed to providing equal housing opportunity and responsible lending solutions. All loan products offered are subject to credit approval and may change over time in response to market and regulatory conditions. The organization operates within established compliance standards and emphasizes transparency in its lending practices. Team members contribute to a professional environment focused on accuracy, integrity, and support for clients seeking mortgage financing.

Role Description

The Loan Officer is a full-time, on-site role based in Farmington Hills, MI. This role is responsible for guiding clients through the mortgage process, including assessing their financial profiles, explaining loan options, and recommending appropriate products. Day-to-day activities include originating new loans, collecting and reviewing documentation, collaborating with underwriting and processing teams, and ensuring that all applications meet regulatory and company requirements. The Loan Officer will maintain consistent communication with clients, respond to questions, provide status updates, and support a smooth closing process. The role also involves building relationships with referral partners, maintaining accurate records in internal systems, and meeting performance and compliance standards.

Qualifications

• Demonstrated experience in loan origination and working as a Loan Officer, with a strong understanding of mortgage lending processes.
• Knowledge of finance principles and underwriting practices, including income analysis, credit review, and risk assessment.
• Strong customer service skills, with the ability to communicate clearly, manage expectations, and provide guidance throughout the loan process.
• Ability to collaborate effectively with underwriting, processing, and closing teams to ensure timely and accurate loan delivery.
• Familiarity with mortgage regulations, compliance requirements, and Equal Housing Opportunity standards.
• Proficiency with loan origination systems and standard office software tools.
• Excellent organizational skills, attention to detail, and the ability to manage multiple files and deadlines.
• High school diploma or equivalent required; associate or bachelor’s degree in finance, business, or a related field is beneficial.
• Current or eligible mortgage loan originator licensing as required by applicable state and federal regulations.