Mortgage Loan Officer

HomeServices of America; Urbandale (IA); On-site; USD 60,000 - 85,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

401(k) with employer match

Paid Vacation (PTO)

Job summary

HomeServices of America seeks a Mortgage Loan Officer to guide clients through the mortgage process. Responsibilities include advising clients on loan programs and originating loans that meet guidelines while ensuring excellent service.

The ideal candidate has a relevant degree, 2+ years of mortgage industry experience, and an active Mortgage Loan Originator license. The role offers a full suite of benefits, including Medical, Dental, and a 401(k) with employer match.

Qualifications

• 2+ years of experience in mortgage sales, processing, or underwriting.
• Proven sales experience with strong communication abilities.
• Active Mortgage Loan Originator license through NMLS.

Responsibilities

• Guide clients through the mortgage process and advise on loan programs.
• Analyze financial and credit data to match clients with loans.
• Achieve production and service goals while supporting profitability.

Skills

Sales and customer relationship management

Strong communication skills

Ability to analyze client needs

Organizational skills with attention to detail

Education

Bachelor’s degree in Finance, Accounting, or related field

Job description

HomeServices Lending, LLC, is a market leader in residential and refinance lending, dedicated to providing an exceptional customer homeownership experience.

As a Mortgage Loan Officer, you’ll guide new and existing clients through the mortgage process, sourcing business from real estate agents, builders, referral partners, and consumer marketing. You’ll be responsible for originating high-quality loans that meet company and regulatory guidelines while providing excellent service to both clients and referral partners.

Key Responsibilities

• Promote HomeServices Lending and its full suite of mortgage solutions in the local market.
• Build and maintain visibility through relationships with real estate agents, builders, and other referral partners.
• Advise clients on available loan programs, rates, and the mortgage process.
• Analyze financial and credit data to match clients with appropriate loan products.
• Originate residential mortgage loans in compliance with company policies and applicable regulations.
• Manage client applications, lock interest rates, and ensure accurate and timely loan processing.
• Maintain proactive communication with clients, agents, and internal teams to ensure a smooth closing process.
• Set clear expectations regarding loan timelines, requirements, and next steps.
• Achieve personal production and service goals while supporting company market share and profitability.
• Comply with all applicable laws, regulations, and company policies.

Minimum Requirements

• Bachelor’s degree in Finance, Accounting, or related field, or equivalent work experience.
• 2+ years of experience in mortgage sales, processing, or underwriting.
• Proven sales and customer relationship management experience.
• Strong communication skills, including phone and social media engagement.
• Active Mortgage Loan Originator license through NMLS, meeting all state and federal licensing requirements.
• Ability to travel locally for business development and client meetings (reliable transportation required).
• Knowledge of conventional and government loan guidelines or the ability to learn quickly.
• Ability to analyze client needs and recommend appropriate mortgage solutions.
• Strong organizational skills with attention to detail.
• Self-motivated with the ability to work independently to achieve production goals.

We offer a full suite of benefits including Medical, Health Savings Account, Dental, Vision, Life Insurance, Paid Vacation (PTO), 401(k) with employer match, Flexible Spending Account, and Employee Assistance Program (EAP).

HomeServices Lending is an Equal Opportunity Employer