Lending Authority Manager & Credit Risk Coach

U.S. Bank; Fargo (ND); On-site; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare (medical, dental, vision)

Retirement plan

Paid vacation

Paid holidays

Parental leave

Adoption assistance

Sick leave

Job summary

U.S. Bank in Fargo, ND is seeking a Market Credit Administrator – Lending Authority Management Professional to strengthen lending authority bench strength through standardized assessment, development, and risk‑based readiness reviews.

This First Line of Defense role partners with Credit Risk Management and Quality Management to ensure lending authority is earned, maintained, and applied in alignment with bank risk appetite.

Qualifications

• Bachelor’s degree or equivalent work experience in business/finance.
• Experience in commercial credit analysis, underwriting, or risk management.
• Knowledge of credit policy and lending authority frameworks.
• Must qualify for lending authority based on prior credits.
• Proficient with Microsoft Office (Excel, PowerPoint).

Responsibilities

• Evaluate and recommend lending authorities for credits.
• Apply a consistent risk-based lending authority rubric.
• Develop targeted development plans to address gaps and errors.
• Maintain lending authority for coverage during peaks.
• Serve as central contact for lending authority initiatives.
• Collaborate with Quality Management on trends and remediation.
• Partner with credit leaders to support evolving underwriting structures.

Skills

Credit risk management

Commercial credit analysis

Credit policy understanding

Lending authority knowledge

Microsoft Office

Communication skills

Education

Bachelor’s degree in Business/Finance/Accounting

Equivalent work experience

Tools

Excel

PowerPoint

Job description

U.S. Bank in Fargo, ND is seeking a Market Credit Administrator – Lending Authority Management Professional to strengthen lending authority bench strength through standardized assessment, development, and risk‑based readiness reviews.

This First Line of Defense role partners with Credit Risk Management and Quality Management to ensure lending authority is earned, maintained, and applied in alignment with bank risk appetite.