Lending Authority Manager: Credit Risk & Training

U.S. Bank; Minneapolis (MN); On-site; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability insurance

401(k)

Paid vacation

Job summary

U.S. Bank is seeking a Market Credit Administrator – Lending Authority Management (LAM) Professional to strengthen lending authority bench strength through standardization and risk-based readiness reviews.

This role partners with Credit Risk Management and Quality Management to ensure authority is earned, maintained, and applied in line with risk appetite. The position supports coverage during volume surges and coaches developing underwriters through increasing complexity and authority

Qualifications

• Bachelor's degree in Business, Finance, Accounting, or related field or equivalent work experience
• Experience in commercial credit analysis, underwriting, or credit risk management
• Strong understanding of credit policy, lending authority frameworks, and risk assessment
• Must qualify for lending authority based on previous experience in approving credits
• Proficient in Microsoft Office tools (Excel, PowerPoint, etc.)
• Typically eight to 10 years of related experience

Responsibilities

• Supports Credit Risk Management’s evaluation and recommendation of individual lending authorities
• Apply and reinforce a consistent, risk-based lending authority rubric across credit roles
• Develop and execute targeted development plans to address skill gaps, recurring errors, and complex risk scenarios
• Maintain individual lending authority to provide joinder support and approval coverage during seasonal or situational volume peaks
• Serve as a centralized point of contact for lending authority initiatives and ongoing support
• Partner with Quality Management to identify trends, provide early testing feedback, and support remediation efforts
• Collaborate with credit leaders to support evolving underwriting structures and increasing single-signer authority levels

Skills

Credit analysis

Underwriting

Credit risk management

Risk assessment

Excel

Education

Bachelor's degree in Business, Finance, Accounting, or related field

Tools

Microsoft Excel

PowerPoint

Job description

U.S. Bank is seeking a Market Credit Administrator – Lending Authority Management (LAM) Professional to strengthen lending authority bench strength through standardization and risk-based readiness reviews.

This role partners with Credit Risk Management and Quality Management to ensure authority is earned, maintained, and applied in line with risk appetite. The position supports coverage during volume surges and coaches developing underwriters through increasing complexity and authority