Credit Lending Authority Manager

U.S. Bank; Los Angeles (CA); Presencial; USD 120.000 - 141.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Healthcare (medical, dental, vision)

Life insurance

Disability insurance

Parental leave

401(k)

Paid vacation

Up to 11 paid holidays

Adoption assistance

Sick and Safe Leave

Descripción de la vacante

U.S. Bank in Los Angeles is seeking a Market Credit Administrator – Lending Authority Management to strengthen lending authority bench strength through standardized assessment and risk-based readiness reviews.

This First Line of Defense role partners with Credit Risk Management and Quality Management. The position provides operational flexibility by supporting approval coverage during volume surges and coaching developing underwriters through increased complexity and authority progression, while

Formación

• Bachelor’s degree in Business, Finance, Accounting, or a related field, or equivalent work experience.
• Experience in commercial credit analysis, underwriting, or credit risk management.
• Strong understanding of credit policy, lending authority frameworks, and risk assessment.
• Must qualify for lending authority based on previous experience in approving credits.
• Proficient in Microsoft Office tools (i.e. Excel, PowerPoint, etc.).
• Typically eight to 10 years of related experience.

Responsabilidades

• Supports Credit Risk Management’s evaluation and recommendation of individual lending authorities
• Apply and reinforce a consistent, risk‑based lending authority rubric across credit roles
• Develop and execute targeted development plans to address skill gaps, recurring errors, and complex risk scenarios
• Maintain individual lending authority to provide joinder support and approval coverage during seasonal or situational volume peaks
• Serve as a centralized point of contact for lending authority initiatives and ongoing support
• Partner with Quality Management to identify trends, provide early testing feedback, and support remediation efforts
• Collaborate with credit leaders to support evolving underwriting structures and increasing single‑signer authority levels

Conocimientos

Credit analysis

Risk assessment

Policy understanding

Stakeholder collaboration

Educación

Bachelor’s degree in Business, Finance, Accounting, or related field

Herramientas

Microsoft Excel

PowerPoint

Descripción del empleo

U.S. Bank in Los Angeles is seeking a Market Credit Administrator – Lending Authority Management to strengthen lending authority bench strength through standardized assessment and risk-based readiness reviews.

This First Line of Defense role partners with Credit Risk Management and Quality Management. The position provides operational flexibility by supporting approval coverage during volume surges and coaching developing underwriters through increased complexity and authority progression, while