Lending Authority Management Specialist

Us Bank; Minneapolis (MN); On-site; USD 120,000 - 141,000; Full time

Benefits offered by this job

Healthcare

Life insurance

Disability

Parental leave

401(k)

Paid vacation

Paid holidays

Adoption assistance

Sick leave

Job summary

U.S. Bank is seeking a Market Credit Administrator – Lending Authority Management for our Business Banking Credit team. This role strengthens lending authority through standardized assessment and risk-based readiness reviews, partnering with Credit Risk Management and Quality Management.

You will coach underwriters, develop targeted plans, and ensure authority levels align with risk appetite while supporting coverage during peaks.

Qualifications

• Bachelor’s degree in Business, Finance, Accounting, or related field, or equivalent work experience
• Experience in commercial credit analysis, underwriting, or credit risk management
• Strong understanding of credit policy, lending authority frameworks, and risk assessment
• Must qualify for lending authority based on previous experience in approving credits
• Proficient in Microsoft Office tools (Excel, PowerPoint)

Responsibilities

• Supports Credit Risk Management’s evaluation and recommendation of individual lending authorities
• Apply and reinforce a consistent, risk-based lending authority rubric across credit roles
• Develop and execute targeted development plans to address skill gaps, recurring errors, and complex risk scenarios
• Maintain individual lending authority to provide joinder support and approval coverage during seasonal or situational volume peaks
• Serve as a centralized point of contact for lending authority initiatives and ongoing support
• Partner with Quality Management to identify trends, provide early testing feedback, and support remediation efforts
• Collaborate with credit leaders to support evolving underwriting structures and increasing single-signer authority levels

Skills

Credit analysis

Underwriting

Credit risk management

Lending authority frameworks

MS Office

Education

Bachelor's degree in Business, Finance, Accounting, or related field

Tools

Excel

PowerPoint

Job description

U.S. Bank is seeking a Market Credit Administrator – Lending Authority Management for our Business Banking Credit team. This role strengthens lending authority through standardized assessment and risk-based readiness reviews, partnering with Credit Risk Management and Quality Management.

You will coach underwriters, develop targeted plans, and ensure authority levels align with risk appetite while supporting coverage during peaks.