Lead Homeownership and Down Payment Specialist

PPL Project for Pride in Living; Minneapolis (MN); On-site; USD 37,000 - 40,000; Full time

Benefits offered by this job

Health Insurance

Dental Insurance

Disability Insurance

Life Insurance

Paid Parental Leave

HSA/FSA options

PTO & Paid Holidays

403(b) retirement plan

Job summary

PPL is seeking a dedicated Financial Coaching professional to join the Homeownership Team in Minneapolis, MN. You will perform loan processing for second mortgages and down payment assistance, evaluating credit, income and assets to help underserved homebuyers.

This full-time role requires strong analytical skills, organizational ability, and a commitment to closing the racial wealth gap. Travel for training and events may be required, with a focus on community impact and client support.

Qualifications

• 2 years of lending experience with credit and income analysis.
• Experience teaching financial literacy to underserved populations.
• Ability to work independently in a team setting.
• Reliable transportation and valid driver’s license.

Responsibilities

• Possess and/or must obtain NMLS License within your first 90 days of employment.
• Collect, review, and analyze applicants’ credit, income and assets.
• Conduct individualized advising sessions with clients interested in purchasing a home.
• Utilize one-on-one coaching methods to build relationships with participants.
• Must be open to travel for training, meetings and events as needed.
• Connect participants with community agencies and resources as needed.

Skills

Credit analysis

Income analysis

Financial literacy

Asset building

Teamwork

Driver's license

Tools

MS Word

Excel

CRM databases

Apricot

HomeKeeper

Job description

About PPL

Project for Pride in Living (PPL) is a nonprofit organization dedicated to empowering low-income individuals and families to become self-reliant through integrated services in housing, employment, and education. We believe in the power of community and the potential of every person. When joining PPL, you become a part of a diverse team whose goal is to assist our residents and communities with the groundwork they need not only to survive but also to thrive.

Position Summary

PPL is looking for a talented, people-person to join our Financial Coaching and Homeownership Team. This team is dedicated to providing services and resources that work to close the racial wealth gap. This position will perform high quality loan processing (origination) of second mortgages in the form of down payment assistance for homebuyers with an emphasis on underserved markets. Their duties include but not limited to researching a client’s credit, income and assets, reviewing applications based on policy guidelines.

What You’ll Do

• Possess and/or must obtain NMLS License within your first 90 days of employment


• Collect, review, and analyze applicants’ relevant credit, employment, complex income structures, debt-to-income ratios, collateral, and capacity to repay mortgage and financial history and documentation


• Conduct individualized advising sessions with clients interested in purchasing a home


• Utilize one-on-one coaching methods to build and strengthen relationships and rapport with participants


• Must be open to travel for training, occasional meetings and events as needed


• Connect participants with appropriate community agencies and resources as needed

What You Bring

• 2 years of lending experience, or comparable, with strong skills in credit and income analysis


• Experience teaching financial literacy and/or asset building activities with economically disadvantaged populations


• Ability to work independently in a team setting


• Must have reliable transportation and valid driver’s license

Minimum Technology Qualifications

• Demonstrated proficiency with MS Word and Excel


• Experience and ability to use customer relationship management databases (preferably with Apricot, HomeKeeper)

Why You’ll Love Working at PPL

Competitive Pay

• $27.50-$29.50/hour, depending on qualifications

Comprehensive Benefits Package

• Health & Dental Insurance


• Employer-paid Short- & Long-Term Disability and Life Insurance


• Paid Parental Leave


• HSA or FSA options


• Generous PTO & Paid Holidays


• 403(b) Retirement Plan with Employer Match

Purpose-Driven Work

• Make a real difference in people’s lives and in your community every day

Hours

Full time, Non-Exempt, 40 hours per week

Salary

$27.50-$29.50 per hour DOQ

Project for Pride in Living, Inc. is an Equal Opportunity Employer. In compliance with the Americans with Disabilities Act, the organization will provide reasonable accommodations to qualified individuals with disabilities and encourages both prospective and current employees to discuss potential accommodations with the employer.