Lead Corporate Banking Portfolio Manager

Associated Bank - Corp; Omaha (NE); On-site; USD 97,000 - 166,000; Full time

Benefits offered by this job

Retirement plans (401k and Pension)

Paid time off

Employee stock purchase plan

Diversity and inclusion groups

Well-being programs

Parental leave

Job summary

Associated Bank, based in the United States, seeks a Corporate & Commercial Banking Portfolio Manager Lead to drive underwriting, structuring and credit decisioning for middle market and commercial portfolios.

You will lead and develop a team of entry level portfolio managers and credit analysts, ensuring policy-aligned, timely decisions through collaboration with Business Development Officers, Relationship Managers, and Portfolio Managers.

Qualifications

• Bachelor's degree in Business, Finance, Accounting or related field.
• 5+ years of commercial banking or credit underwriting experience.
• At least 3 years of asset-based lending experience, or demonstrated experience with transactions, collateral structures, and borrowing base mechanics.
• 5+ years of experience preparing and presenting credit recommendations to approval authorities or credit committees.
• 5+ years of experience with credit structures, documentation, and collateral monitoring practices.
• Strong analytical and credit risk assessment skills, including the ability to interpret financial statements, collateral trends, and borrower risk.

Responsibilities

• Lead underwriting for new credit facilities and renewals, including financial statement analysis, cash flow modeling, borrowing base analysis, and collateral evaluation.
• Structure and present credit facilities in alignment with policy, risk appetite, and objectives.
• Review, approve, and/or escape underwriting packages and credit writeups to appropriate authorities.
• Ensure underwriting compliance with internal policy, regulatory expectations, and underwriting standards.
• Maintain working knowledge of documentation, including security agreements and collateral monitoring.
• Manage, coach, and develop a team of entry level portfolio managers and credit analysts.
• Provide day-to-day direction, guidance, and quality review to ensure timely credit decisions.
• Establish underwriting standards, checklists, workflows, and best practices to drive efficiency and risk discipline.
• Support team performance through training, feedback, and development planning.
• Partner with BDOs, Relationship Managers, and Portfolio Managers to support deal execution from origination through monitoring.
• Coordinate with internal partners and external service providers to support due diligence.
• Provide periodic reporting to management and credit committee on credit risk trends and portfolio performance.

Skills

Credit underwriting

Financial statement analysis

Cash flow modeling

Collateral evaluation

Team leadership

Credit policy interpretation

Relationship management

Risk assessment

Education

Bachelor's degree in Business, Finance, or Accounting

5+ years commercial banking or credit underwriting

Job description

Associated Bank, based in the United States, seeks a Corporate & Commercial Banking Portfolio Manager Lead to drive underwriting, structuring and credit decisioning for middle market and commercial portfolios.

You will lead and develop a team of entry level portfolio managers and credit analysts, ensuring policy-aligned, timely decisions through collaboration with Business Development Officers, Relationship Managers, and Portfolio Managers.