Indirect Lending Underwriting Lead, Dealer Services

Golden1; Sacramento (CA); Hybrid; USD 124,700 - 130,000; Full time

Job summary

Golden1 in Sacramento is seeking a Mgr - Indirect Lending Underwriting to lead strategic underwriting efforts. This role focuses on ensuring effective credit policy application while developing a high-performing underwriting team in a hybrid environment.

The ideal candidate has extensive experience in consumer loan underwriting and strong leadership capabilities. Join our commitment to fostering a diverse and inclusive workplace at Golden1.

Qualifications

• 7+ years progressive responsibility underwriting consumer loans in a fast-paced environment.
• 3+ years underwriting supervisory experience required.

Responsibilities

• Serve as a strategic leader responsible for ensuring effective credit policy and underwriting outcomes.
• Evaluate and interpret credit policies and portfolio trends.
• Underwrite complex transactions requiring advanced underwriting skills.
• Lead a team of underwriters, providing direction and mentoring.

Skills

Advanced credit judgment

Data-driven decision making

Team leadership

Loan underwriting

Risk assessment

Education

Bachelor’s Degree in related field

Equivalent work experience

Job description

Golden1 in Sacramento is seeking a Mgr - Indirect Lending Underwriting to lead strategic underwriting efforts. This role focuses on ensuring effective credit policy application while developing a high-performing underwriting team in a hybrid environment.

The ideal candidate has extensive experience in consumer loan underwriting and strong leadership capabilities. Join our commitment to fostering a diverse and inclusive workplace at Golden1.