Indirect Auto Loan Underwriter II

Arizona Financial Credit Union; Phoenix (AZ); Hybrid; USD 32,000 - 45,000; Full time

Job summary

Arizona Financial Credit Union in Phoenix, AZ seeks an Indirect Lending Underwriter to review and decision indirect loan applications from dealer partners. You will evaluate credit risk, verify borrower capacity and collateral, and exercise delegated lending authority to approve, counteroffer, or decline while supporting loan growth and member experience.

The role requires two years of consumer loan underwriting experience, including one year in indirect lending, and strong communication with

Qualifications

• High School diploma or GED and two years of consumer loan underwriting experience.
• One year of indirect lending underwriting experience preferred.
• Experience with auto loan underwriting and indirect dealer lending programs is a plus.

Responsibilities

• Review and decisioning of indirect loan applications from dealer partners.
• Apply underwriting guidelines and delegated authority to approve, counteroffer or decline.
• Communicate funding conditions and lending decisions to dealers and partners.
• Ensure compliance with lending regulations and internal policies.

Skills

Credit risk

Underwriting

Dealer communication

Microsoft Office

Ad hoc reports

English proficiency

Regulatory compliance

Education

High School diploma or GED

Tools

Microsoft Office

Job description

Arizona Financial Credit Union in Phoenix, AZ seeks an Indirect Lending Underwriter to review and decision indirect loan applications from dealer partners. You will evaluate credit risk, verify borrower capacity and collateral, and exercise delegated lending authority to approve, counteroffer, or decline while supporting loan growth and member experience.

The role requires two years of consumer loan underwriting experience, including one year in indirect lending, and strong communication with