Senior Indirect Auto Underwriter

Sunward; Albuquerque (NM); On-site; USD 43,000 - 53,000; Full time

Job summary

Sunward in Albuquerque, NM is seeking an experienced Loan Underwriter to review loan documents and determine creditworthiness for auto loan applications, balancing risk with customer needs.

You will assess income, debt, and collateral, ensure regulatory compliance, collaborate with processors and dealers, and document decisions for audits. The role offers ongoing training and opportunities to advance within the credit department.

Qualifications

• Minimum four years’ direct experience in consumer underwriting.
• High school diploma or GED required.

Responsibilities

• Review loan documents and underwrite auto loan applications.
• Assess borrower creditworthiness and financial risk.
• Ensure compliance with banking regulations and policies.
• Collaborate with loan processors and dealers.
• Document reasons for approvals or denials clearly.
• Participate in Credit Committee on high-complexity cases.

Skills

Interpersonal skills

Negotiation skills

Organizational skills

MS Office proficiency

Analytical decision-making

Education

High school diploma or GED

Job description

Sunward in Albuquerque, NM is seeking an experienced Loan Underwriter to review loan documents and determine creditworthiness for auto loan applications, balancing risk with customer needs.

You will assess income, debt, and collateral, ensure regulatory compliance, collaborate with processors and dealers, and document decisions for audits. The role offers ongoing training and opportunities to advance within the credit department.