Indirect Auto Underwriter — Credit & Dealer Liaison

Coastal Credit Union; Raleigh (NC); Hybrid; USD 70,000 - 95,000; Full time

Job summary

Coastal Federal Credit Union in Raleigh, NC is seeking an Indirect Underwriter to assess indirect auto loan applications, perform credit analysis, and render decisions consistent with lending policies and Fair Lending guidelines. This role collaborates with dealers, members, and internal teams to ensure timely decisions and a positive lending experience.

The position operates in a hybrid environment with two in-office days, supporting portfolio quality, risk management, and compliant decisioning

Qualifications

• Five years of financial services experience including three years in consumer lending underwriting.
• Indirect lending experience preferred.
• Proficient in Microsoft Office, especially Word & Excel.

Responsibilities

• Analyze and evaluate indirect auto loan applications, assess borrower and collateral risk.
• Communicate credit decisions clearly to members, dealers, and internal partners.
• Build and maintain productive relationships with members, dealer partners, and internal stakeholders.
• Manage underwriting workflows to ensure timely decisioning and policy compliance.
• Stay informed of competitor indirect lending programs and gather dealer feedback.

Skills

Credit analysis

Underwriting

Communication

MS Office (Word & Excel)

Education

High School Diploma or equivalent

Bachelor’s degree preferred

Tools

Meridian Link

Episys

Synapsis

Job description

Coastal Federal Credit Union in Raleigh, NC is seeking an Indirect Underwriter to assess indirect auto loan applications, perform credit analysis, and render decisions consistent with lending policies and Fair Lending guidelines. This role collaborates with dealers, members, and internal teams to ensure timely decisions and a positive lending experience.

The position operates in a hybrid environment with two in-office days, supporting portfolio quality, risk management, and compliant decisioning