In-Field Property Claims Expert & Settlements

Jobtailor; Saginaw (MO); On-site; USD 65,000 - 90,000; Full time

Job summary

Jobtailor seeks an experienced claims professional to manage and settle homeowner claims in the Saginaw, MI area. You will handle field inspections, prepare estimates, analyze coverage, coordinate with specialists, and communicate clearly with insureds and contractors.

The role requires strong negotiation skills, knowledge of state claim practices, and willingness to travel evenings or weekends as needed, with support from the Claims team.

Qualifications

• Three years of experience in negotiation of claim settlements or equivalent
• Knowledge of Essential Insurance Act and Fair Trade Practices Act as relates to claims
• Experience with subrogation and evaluating evidence for claims
• Ability to review damages, prepare estimates, and determine coverage
• Willingness to travel for field inspections and adjust claims

Responsibilities

• Review assigned claims and contact insureds and affected parties
• Set expectations for the claim process and document in the system
• Complete coverage analysis and identify policyholder benefits
• Investigate facts to determine payments, limits, and exclusions
• Prepare damage estimates and review for accuracy
• Travel to repair facilities and homes for inspections and field duties
• Negotiate settlements and authorize payments as appropriate
• Document and code claim files and close claims in the system
• Support Claim Manager with file reviews and training

Skills

Negotiation

Claims management system

Verbal & written communication

Subrogation procedures

Attention to policy details

Education

Associate degree in business/insurance

General Insurance Program (GIP) / CPCU prerequisites

Claims/management education emphasis

Tools

Claims Management System

Claims Software

Basic PC software

Job description

Jobtailor seeks an experienced claims professional to manage and settle homeowner claims in the Saginaw, MI area. You will handle field inspections, prepare estimates, analyze coverage, coordinate with specialists, and communicate clearly with insureds and contractors.

The role requires strong negotiation skills, knowledge of state claim practices, and willingness to travel evenings or weekends as needed, with support from the Claims team.