Impactful Residential Mortgage Lending Specialist

Citigroup Inc.; Fort Lee (NJ); Sur place; USD 60 000 - 175 000; Plein temps

Résumé du poste

Citi in Fort Lee, NJ, is hiring a Mortgage Lending Officer to originate high-quality residential loans and service client relationships. You will collaborate with branch partners, processors, and underwriters to drive mortgage sales and deliver superior client service.

The role requires 3+ years in mortgage sales, knowledge of FHA/VA and conventional loans, and a proven ability to manage an existing book of business. Travel to client sites and real estate partners may be required.

Qualifications

• Bachelor's degree or equivalent experience.
• 2-5 years relevant mortgage experience.
• 3+ years mortgage sales experience.
• Residential Mortgage experience required.
• Established book of business.
• FHA/VA & conventional loan experience preferred.
• Ability to explain financial calculations and pricing.
• Knowledge of consumer lending laws including RESPA.
• Strong relationship development skills.
• Expertise of general lending products.

Responsabilités

• Consult with customers about financial situation, objectives, and lending needs to achieve home ownership goals.
• Collect and analyze information on customer finances, goals, risk tolerance, and credit history.
• Analyze financial information to assess loan eligibility and suitable lending solutions.
• Recommend lending solutions aligned with customer objectives.
• Explain risks and benefits of alternatives to customers.
• Promote Citi's brand and lending services to agents, builders, and referrals.
• Visit customers outside Citi offices as needed based on geography and market conditions.
• Collaborate with internal partners to grow customer relationships.
• Refer customers to Citi professionals for other financial services.
• Coordinate with Operations to ensure smooth loan processing and document collection.
• Work with Processors/Closers to close loans timely.
• Develop referral relationships with Realtors, CPAs, builders, etc.
• Introduce clients to segment partners when appropriate.
• Stay updated on local market trends and regulatory changes.

Connaissances

Mortgage sales

Customer service

Relationship management

Regulatory knowledge

Formation

Bachelor’s degree

Description du poste

Citi in Fort Lee, NJ, is hiring a Mortgage Lending Officer to originate high-quality residential loans and service client relationships. You will collaborate with branch partners, processors, and underwriters to drive mortgage sales and deliver superior client service.

The role requires 3+ years in mortgage sales, knowledge of FHA/VA and conventional loans, and a proven ability to manage an existing book of business. Travel to client sites and real estate partners may be required.