Hybrid Senior Commercial Relationship Leader

First Financial Bank NA; Bowling Green (KY); Hybrid; USD 110,000 - 180,000; Full time

Benefits offered by this job

Medical insurance

Dental insurance

Vision insurance

Life insurance

Disability insurance

401(k) match

ESOP

Banking benefits

Paid time off

Job summary

First Financial Bank NA in Bowling Green, KY is seeking a Senior Commercial Relationship Manager to lead high-value client relationships, drive new business, and mentor teammates. You will manage a complex commercial portfolio, work with Credit and Lending leaders, and collaborate across Trust, Retail, and Treasury to deliver tailored financial solutions.

The role emphasizes strategic relationship building, risk management, and community engagement, with hybrid work options and the opportunity

Qualifications

• Bachelor's degree in Finance, Accounting, Marketing, or related field.
• Minimum 10 years of commercial banking experience, including credit analysis and portfolio management.
• Proven success in business development and client relationship management.
• Strong credit and financial acumen; ability to structure complex commercial deals.
• Excellent written, verbal, and interpersonal communication skills.
• Proficiency with Microsoft Office (Excel, Word, Outlook).
• Proven leadership and mentoring abilities.
• Strong organizational and decision-making skills.
• Alignment with First Financial Bank values.
• Ability to travel within driving distance.
• Ability to review information and details at close range.

Responsibilities

• Grow the commercial portfolio: Identify, build, and maintain a robust pipeline of qualified commercial loan prospects and existing client opportunities.
• Deepen client relationships: Serve as the lead relationship manager for a portfolio of complex commercial clients, aligning financial solutions with business goals.
• Structure and analyze deals: Conduct initial credit analysis, assess collateral and cash flow, and partner with Credit and Lending leadership to structure sound loan packages.
• Lead presentations and recommendations: Develop loan term sheets, prepare presentations, and make lending or adverse action recommendations aligned with policy.
• Collaborate across teams: Coordinate with internal departments including Credit, Trust, Retail, and Treasury to ensure integrated support for client needs.
• Mentor and oversee associates: Provide guidance to two or more team members, supporting their development and ensuring quality relationship management.
• Ensure portfolio health: Monitor risk ratings, maintain client files, collect financials, and coordinate with Special Assets on problem loan transitions.
• Engage the community: Represent First Financial Bank in the business community through networking and visibility, supporting regional growth goals.

Skills

Credit analysis

Portfolio management

Business development

Relationship management

Team leadership

Microsoft Excel

Education

Bachelor's degree in Finance/Accounting/Marketing or related field

Job description

First Financial Bank NA in Bowling Green, KY is seeking a Senior Commercial Relationship Manager to lead high-value client relationships, drive new business, and mentor teammates. You will manage a complex commercial portfolio, work with Credit and Lending leaders, and collaborate across Trust, Retail, and Treasury to deliver tailored financial solutions.

The role emphasizes strategic relationship building, risk management, and community engagement, with hybrid work options and the opportunity