Hybrid Commercial Credit Analyst II — Underwriting & Risk

Park National Bank; Franklin (TN); Híbrido; USD 70 000 - 90 000; Tempo integral

Resumo da oferta

Park National Bank in Franklin, TN is seeking a Commercial Credit Analyst II to join the loan analysis team. The role requires processing credit requests, performing risk assessments, and supporting the commercial lending group with underwriting and portfolio management.

The candidate will review financial statements, tax returns, and proformas, using independent judgment to ensure accurate risk representations. Hybrid in-office/remote work is available.

Qualificações

• Bachelor's degree in business field with at least five years relevant experience.

Responsabilidades

• Soundly apply the bank’s credit culture and policies; act as a policy expert.
• Analyze global cash flow, collateral, industry, management, and repayment capacity.
• Undertake underwriting in line with regulations, bank policy, and legal requirements.
• Handle credit requests from borrowers; decide on declination or proceeding.
• Develop loan covenants and structures to mitigate risk and support decisions.

Conhecimentos

Interpersonal/Customer Service Skills

Written and Verbal Communication

Ability to understand and follow–dire

Adaptable to change

Basic Computer Skills

Organizational Skills/Detail Oriented

Analytical Thinking

Problem/Situation Analysis

Technical Expertise

Ability to collaborate

Mentoring others

Teamwork

Formação académica

Bachelor's degree in business field

Descrição da oferta de emprego

Park National Bank in Franklin, TN is seeking a Commercial Credit Analyst II to join the loan analysis team. The role requires processing credit requests, performing risk assessments, and supporting the commercial lending group with underwriting and portfolio management.

The candidate will review financial statements, tax returns, and proformas, using independent judgment to ensure accurate risk representations. Hybrid in-office/remote work is available.