Commercial Credit Analyst I — Flexible Hours

Park National Bank; Vernon Township (OH); Hybrid; USD 65,000 - 90,000; Full time

Job summary

Park National Bank is seeking a Commercial Underwriter/Analyst to join our lending team in Ohio. You will prepare loan requests and renewals, analyze cash flows, collateral, industry and management factors, and support risk assessment.

The role requires accurate underwriting in line with regulations, bank policy, and timely review of financial statements. A collaborative, client-focused approach helps you thrive in a community banking environment.

Qualifications

• BA/BS in Business Management required.
• BA/BS in Finance/Accounting or related field with 2+ years relevant experience required.

Responsibilities

• Prepare loan requests and renewal write-ups with cash flow, collateral, industry and management analyses.
• Underwrite in accordance with current regulations, bank policy, and legal requirements.
• Spread financial statements and tax returns and analyze historical performance.
• Assist in annual reviews of existing clients with updated financial information.
• Monitor financial statement requirements, loan covenants and borrowing base certificates; report findings.

Skills

Interpersonal/Customer Service Skills

Written and Verbal Communication

Ability to understand and follow lines

Adaptable to change

Basic Computer Skills

Organizational Skills/Detail Oriented

Analytical Thinking

Problem/Situation Analysis

Ability to influence others

Ability to work as part of a team

Education

BA/BS, Business Management

BA/BS, Finance / Accounting or related field (2+ years relevant experience)

Job description

Park National Bank is seeking a Commercial Underwriter/Analyst to join our lending team in Ohio. You will prepare loan requests and renewals, analyze cash flows, collateral, industry and management factors, and support risk assessment.

The role requires accurate underwriting in line with regulations, bank policy, and timely review of financial statements. A collaborative, client-focused approach helps you thrive in a community banking environment.