Home-Based Supplemental Benefits Advisor

AIL; St. Louis (MO); Remote; USD 40,000 - 90,000; Full time

Benefits offered by this job

Licensing & training

Weekly pay

Equity opportunity

Fully remote

Bonuses

Inbound leads

Job summary

AO Globe Life in the United States seeks individuals for a fully remote, independent contractor role. You’ll guide clients through enrollment, provide client-centered service, and handle documentation with accuracy while building lasting relationships.

Training, licensing support, inbound leads, and mentorship are provided. This is a commission-based career with growth opportunities and weekly pay for performance.

Qualifications

• Customer service or consultative background a plus, not required
• Strong communication and interpersonal skills
• Self-motivated, organized, and able to work independently
• Authorized to work in the United States
• Willingness and ability to obtain required state licensing, if applicable

Responsibilities

• Guide clients through enrollment with clarity and professionalism
• Focus on delivering excellent, client-centered service
• Handle documentation accurately and stay on top of follow-ups
• Build strong, long-term client relationships
• Lead virtual Zoom consultations with clients
• Present supplemental benefit options tailored to each individual or family

Skills

Customer service

Communication

Independent work

Tech-savvy

Tools

Zoom

Job description

Join AO Globe Life and become part of a fully remote, mission-driven team. This role is a great fit for recent or soon-to-be graduates in business, marketing, or communications, as well as anyone who enjoys a people-first, service-oriented environment. With structured training, a steady flow of inbound client interest, and ongoing mentorship, you’ll have what you need to grow a meaningful career from anywhere in the U.S.

What You'll Do

• Guide clients through enrollment with clarity and professionalism
• Focus on delivering excellent, client-centered service
• Handle documentation accurately and stay on top of follow-ups
• Build strong, long-term client relationships
• Take part in continued mentorship and team development
• Lead virtual Zoom consultations with clients
• Present supplemental benefit options tailored to each individual or family

What You Bring

• Customer service or consultative background a plus, not required
• Strong communication and interpersonal skills
• Self-motivated, organized, and able to work independently
• A Windows laptop or PC, webcam, and dependable internet
• Confidence with virtual meetings and everyday digital tools
• Authorized to work in the United States
• Willingness and ability to obtain required state licensing, if applicable
• A service-minded, mission-driven attitude

Why You'll Love It Here

• Full licensing and training support included
• Growing income through renewals
• Supportive, people-first team culture
• A real path into leadership
• No cold outreach — leads are inbound
• Fully remote, flexible schedule
• Monthly and quarterly performance bonuses
• Weekly pay based on performance
• Equity opportunity (3%) for those who qualify

About Us

AO Globe Life has a 70-plus year history of serving union members, credit union clients, and veterans nationwide through supplemental benefits that protect working families. As a remote-first company, integrity, flexibility, and team empowerment guide how we operate.

Important Information About This Opportunity

This is a 100% remote, independent contractor opportunity with American Income Life / Globe Life. Compensation is commission-based and performance-driven; this is not an hourly or salaried position.

Candidates selected to move forward should be prepared to:

• Be at least 18 years of age and legally eligible to work in the United States
• Provide their own computer/laptop, webcam, reliable high-speed internet, and professional remote workspace
• Complete required training and participate in virtual meetings
• Obtain the appropriate state Life & Health Insurance License before conducting licensed insurance activities
• Complete applicable pre-licensing coursework, examinations, and state licensing requirements at the candidate's expense

No prior insurance experience is required. Training, mentorship, licensing guidance, and ongoing professional development are provided.

This opportunity is best suited for individuals who are self-motivated, coachable, comfortable working independently, and interested in a performance-based career with opportunities for professional growth and advancement.

American Income Life / Globe Life is committed to providing equal opportunity without regard to race, color, religion, sex, national origin, age, disability, veteran status, or other characteristics protected by applicable law.

Specific licensing requirements, fees, compensation, and contractor terms may vary by state and will be reviewed with candidates during the hiring and onboarding process.