HNW Residential Property Advisor - Palm Desert/La Quinta

PURE Insurance; California; On-site; USD 80,000 - 100,000; Full time

Job summary

PURE Insurance is seeking a Risk Manager to perform comprehensive risk assessments across various property conditions in the United States. The ideal candidate will have strong communication skills and at least 3 years of experience in risk management.

This role offers a competitive salary ranging from $80,000 to $100,000, along with merit-based increases and bonuses. Join a team committed to excellence and member satisfaction.

Qualifications

• 3+ years of experience as a Risk Manager or in related insurance roles.
• 5+ years of experience in high-value home construction or related fields.
• Ability to work independently with minimal supervision.

Responsibilities

• Perform risk assessments evaluating complex property conditions.
• Analyze findings to determine recommendations for loss prevention.
• Communicate assessment results and recommendations clearly.
• Partner with underwriting to support risk selection decisions.

Skills

Interpersonal skills

Oral communication

Written communication

Problem-solving skills

Independent judgment

Detail-oriented

Education

Bachelor's degree or relevant experience

Job description

What You’ll Do

Perform PURE 360 Risk assessments by evaluating complex and varied property conditions across regions, construction types, and environmental factors, assessing risk exposure. The territory includes Riverside County and Rancho Mirage.

Analyze and interpret findings to assess loss probability and severity, using professional judgment to determine appropriate recommendations.

Recommend loss prevention strategies by identifying practical solutions and prioritizing actions based on risk impact.

Using professional judgment, technical expertise, and discretion, this role assesses property conditions, evaluates replacement cost considerations, identifies material risk factors, and determines the significance of exposures that may affect underwriting decisions, loss potential, and business operations.

Partner with Underwriting and internal stakeholders to provide insight that supports risk selection and business decisions.

Evaluate unique site conditions and risk factors by applying technical knowledge and experience to geographic and peril‑specific scenarios.

Operate independently in the field with flexibility in approach and execution, adapting methods based on property‑specific conditions.

Communicate assessment results and recommendations clearly, including the rationale behind decisions and potential risk implications.

Serve as a trusted representative of the PURE brand in members’ homes, building credibility through thoughtful, knowledgeable engagement while bringing humility, professionalism, and genuine care to every interaction – delivering a service experience that reflects our commitment to excellence.

What We're Looking For

• Bachelor’s degree preferred but not required – relevant field experience highly valued.
• 3+ years of experience as a Risk Manager at an insurance carrier, or in a related insurance role with exposure to property risk assessment and broader risk management practices.
• OR 5+ years of experience in high‑value home construction, skilled trades (e.g., plumbing, electrical, HVAC), home inspection, appraisal, or a related field.
• Strong interpersonal and oral and written communication skills are a must.
• Demonstrated ability to apply independent judgment and discretion in complex situations.
• Ability to work independently with minimal supervision.
• Detail‑oriented with strong problem‑solving skills.
• Professional, trustworthy and passionate about helping others.

Compensation Package

The base salary for this role can range from $80,000 – $100,000, based on a full‑time work schedule. An individual’s ultimate compensation will vary depending on job‑related skills and experience, geographic location, alignment with market data, and equity among other team members with comparable experience. You will also be eligible for annual merit‑based increases and discretionary bonuses.