HMDA Data & Compliance Specialist

FM Bank and Trust; Cape Girardeau (MO); On-site; USD 60,000 - 80,000; Full time

Job summary

ADP, Inc. in Cape Girardeau, MO is seeking an HMDA Specialist to manage the collection, validation, and reporting of HMDA data for residential mortgage lending. You serve as the HMDA SME across Lending, Compliance, and Operations, ensuring accurate submissions.

You will scrub data, resolve discrepancies, and maintain documentation supporting HMDA decisions. The role requires collaboration with internal teams to meet CFPB deadlines and uphold fair lending practices.

Qualifications

• Understanding of HMDA, Fair Lending, and related regulations.
• Strong analytical, investigative, and problem-solving skills.
• Exceptional attention to detail and data accuracy.
• Ability to manage multiple priorities and meet regulatory deadlines.
• Ability to work independently while collaborating across departments.

Responsibilities

• HMDA Data Management: review HMDA reportability and validate LAR data.
• Regulatory Reporting: scrub and review data for CFPB HMDA submissions.
• Compliance and Fair Lending Support: stay current on relevant regulations and recommendations.
• Training and Support: assist staff with HMDA reporting requirements and system updates.

Skills

HMDA knowledge

Regulatory reporting

Data accuracy

Excel proficiency

Cross-functional teamwork

Tools

HMDA platform

Job description

ADP, Inc. in Cape Girardeau, MO is seeking an HMDA Specialist to manage the collection, validation, and reporting of HMDA data for residential mortgage lending. You serve as the HMDA SME across Lending, Compliance, and Operations, ensuring accurate submissions.

You will scrub data, resolve discrepancies, and maintain documentation supporting HMDA decisions. The role requires collaboration with internal teams to meet CFPB deadlines and uphold fair lending practices.