Remote Data Analyst, Home Lending & HMDA Reporting

Upstart; United States; Remote; USD 145,000 - 201,000; Full time

Benefits offered by this job

Competitive compensation

401(k) with company match

Employee Stock Purchase Plan (ESPP)

Comprehensive health coverage

Paid time off

Parental leave

EAP and wellness resources

Job summary

Upstart seeks a Data Analyst for Home Lending to strengthen our first-line secured lending data, reporting, and risk oversight capabilities. You will own regulatory reporting, data integrity, reconciliations, and loan-level reporting, collaborating across compliance, risk, and operations in a highly regulated lending environment.

The role focuses on HMDA, CRA, Call Reporting, fair lending data, and portfolio performance, with data pipelines and dashboards for exam-ready materials.

Qualifications

• 5 years of data collection or compliance reporting experience.
• Strong understanding of mortgage lending operations and regulatory data.
• Excellent analytical and problem-solving skills.
• Ability to work cross-functionally and meet deadlines in regulated environments.
• Proficiency with loan origination, compliance, or data reporting systems.

Responsibilities

• Own first-line lending data and reporting, including regulatory inputs.
• Lead regulatory and risk reporting for home lending.
• Produce risk dashboards and management reporting.
• Maintain data pipelines, controls, and aggregation for reporting.
• Provide reporting for product risk oversight.
• Support exams and continuity planning with data extracts and reports.

Skills

Regulatory reporting

Data analytics

Mortgage lending

Cross-functional work

Lending data systems

Job description

Upstart seeks a Data Analyst for Home Lending to strengthen our first-line secured lending data, reporting, and risk oversight capabilities. You will own regulatory reporting, data integrity, reconciliations, and loan-level reporting, collaborating across compliance, risk, and operations in a highly regulated lending environment.

The role focuses on HMDA, CRA, Call Reporting, fair lending data, and portfolio performance, with data pipelines and dashboards for exam-ready materials.