HMDA Risk Specialist I: Data Integrity & Compliance

First Horizon Corp.; Memphis, Northern (TN, KY); Hybrid; USD 55,000 - 75,000; Full time

Benefits offered by this job

Medical, dental & vision benefits

HSA with company match

Tuition reimbursement

401(k) with 6% match

Job summary

First Horizon Corporation is seeking an HMDA Risk Specialist I to support the bank's HMDA compliance program in Memphis, TN. You will collect, analyze, and submit HMDA data while coordinating with Compliance, Risk, and Lending to ensure accurate reporting and risk management.

The role emphasizes attention to detail, confidentiality, and a client-focused service mindset, with training available in HMDA regulations and related systems.

Qualifications

• Bachelor's degree required; banking experience or equivalent is desirable.
• 0+ years of banking experience or equivalent education/experience.
• Strong attention to detail and organizational skills.
• Knowledge of HMDA regulations and compliance principles preferred; willingness to train is required.
• Proficiency with common PC software (Excel, Word, compliance systems/databases).
• Effective communication to interact with associates at all levels and provide client service.
• Ability to handle confidential information with discretion.

Responsibilities

• Review loan files to ensure accurate HMDA data reporting.
• Assist with validation and correction of HMDA information per regulatory requirements.
• Prepare regulatory reports and assist in timely HMDA LAR submissions.
• Collaborate with Compliance, Risk, and Lending to resolve HMDA data discrepancies.
• Support audits by retrieving documents, preparing reports, and addressing inquiries.
• Participate in HMDA and fair lending compliance training.
• Contribute to risk assessments, internal controls testing, and remediation per management.

Skills

Attention to detail

Organizational skills

Effective communication

Discretion with confidential info

Client service mindset

Education

Bachelor’s degree

Tools

Excel

Word

Compliance systems

Job description

First Horizon Corporation is seeking an HMDA Risk Specialist I to support the bank's HMDA compliance program in Memphis, TN. You will collect, analyze, and submit HMDA data while coordinating with Compliance, Risk, and Lending to ensure accurate reporting and risk management.

The role emphasizes attention to detail, confidentiality, and a client-focused service mindset, with training available in HMDA regulations and related systems.